Financials Commercial National Financial Corporation

Equities

CEFC

US2022161077

Banks

Delayed OTC Markets 14:52:39 2024-05-10 EDT 5-day change 1st Jan Change
8.75 USD +4.17% Intraday chart for Commercial National Financial Corporation +2.94% -5.51%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 45.56 45.4 36.68 51.55 41.64 36.72
Enterprise Value (EV) 1 27.77 62.29 19.11 46.48 2.279 26.39
P/E ratio 10.1 x 9.05 x 8.41 x 8.1 x 5.15 x 5.95 x
Yield 4.53% 4.54% 6.05% 4.31% 5.33% 6.05%
Capitalization / Revenue 2.81 x 2.65 x 2.25 x 2.6 x 1.84 x 1.79 x
EV / Revenue 1.71 x 3.63 x 1.17 x 2.35 x 0.1 x 1.29 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.3 x 1.17 x 0.89 x 1.15 x 1.06 x 0.78 x
Nbr of stocks (in thousands) 3,965 3,965 3,965 3,965 3,965 3,965
Reference price 2 11.49 11.45 9.250 13.00 10.50 9.260
Announcement Date 19-03-08 20-03-11 21-04-03 22-04-19 23-04-15 24-04-16
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 16.23 17.14 16.29 19.8 22.62 20.53
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 5.51 6.089 5.223 7.776 9.877 7.525
Net income 1 4.502 5.019 4.364 6.366 8.081 6.173
Net margin 27.74% 29.28% 26.8% 32.15% 35.72% 30.07%
EPS 2 1.135 1.266 1.100 1.605 2.038 1.557
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.5200 0.5200 0.5600 0.5600 0.5600 0.5600
Announcement Date 19-03-08 20-03-11 21-04-03 22-04-19 23-04-15 24-04-16
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - 16.9 - - - -
Net Cash position 1 17.8 - 17.6 5.07 39.4 10.3
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.3% 13.6% 10.9% 14.8% 19.2% 14.3%
ROA (Net income/ Total Assets) 0.85% 0.97% 0.83% 1.1% 1.32% 1.03%
Assets 1 526.9 516.2 526.3 579.3 612.3 596.5
Book Value Per Share 2 8.850 9.770 10.40 11.30 9.910 11.80
Cash Flow per Share 2 8.000 5.500 10.80 7.240 15.40 8.310
Capex 1 1.64 0.58 0.3 0.83 0.85 1.03
Capex / Sales 10.08% 3.38% 1.84% 4.2% 3.78% 5.03%
Announcement Date 19-03-08 20-03-11 21-04-03 22-04-19 23-04-15 24-04-16
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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