CHERRY HILL, N.J., Jan. 31 /PRNewswire-FirstCall/ -- Indulge your loved ones this Valentine's Day by giving them the gifts they want. Flowers and candy will smell better and taste sweeter when given with a Commerce Bank Visa (R) Gift Card. Elegantly packaged in a signature red box and tied with a white satin ribbon, the popular Commerce Gift Card helps cupid hit its target.

(Logo: http://www.newscom.com/cgi-bin/prnh/20050104/PHTU036LOGO )

A gift from the heart is what most want on this holiday of love. According to the National Retail Federation's (NRF), the average consumer spent $120 on Valentine's Day in 2007. Gift cards ranked fifth on what people spent their money on with 29 percent buying gift cards for their loved ones. The cards came in a close second to the always popular flowers (32 percent).

Commerce customers can purchase the instant-issue Commerce Gift Card for FREE, in any whole dollar amount from $25 to $500, in any of Commerce Bank's 472 retail locations. Because the Commerce Gift Card is wrapped and ready to give upon purchase, this gift is perfect for friends, family and any Valentine this holiday, on its own or among other tokens of affection.

Unlike Commerce Bank, other banks charge a fee - anywhere from $3.95 to $11.95, depending upon the amount loaded on the card - for each gift card purchased. Commerce is the first and only bank offering customers the convenience of an in-store, instantly available, completely packaged gift. And, unlike gift cards available from specific merchants, the Commerce Gift Card is accepted at millions of locations worldwide and enables recipients to buy what they want, when they want, wherever Visa debit cards are accepted.

Commerce Gift Cards can be purchased at any of Commerce Bank's convenient locations, which are open seven days a week, 361 days a year, with extended hours.

About Commerce Bank

Commerce Bank, "America's Most Convenient Bank," is a leading retailer of financial services with 470+ convenient stores in New Jersey, New York, Connecticut, Pennsylvania, Delaware, Washington, D.C., Virginia, Maryland and Florida. Headquartered in Cherry Hill, N.J., Commerce Bancorp (NYSE: CBH) had $50 billion in assets. For more information about Commerce, please visit the company's interactive financial resource center at http://www.commerceonline.com, or call 888-751-9000.

Forward-Looking Statements

The Company may from time to time make written or oral "forward-looking statements", including statements contained in the Company's filings with the Securities and Exchange Commission, in its reports to stockholders and in other communications by the Company, which are made in good faith by the Company pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995.

These forward-looking statements include statements with respect to the Company's beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions, that are subject to significant risks and uncertainties and are subject to change based on various factors (some of which are beyond the Company's control). The words "may", "could", "should", "would", "believe", "anticipate", "estimate", "expect", "intend", "plan", and similar expressions are intended to identify forward-looking statements. The following factors, among others, could cause the Company's financial performance to differ materially from that expressed in such forward-looking statements: the strength of the United States economy in general and the strength of the local economies in which the Company conducts operations; the effects of, and changes in, trade, monetary and fiscal policies, including interest rate policies of the Board of Governors of the Federal Reserve System (the "FRB"); inflation; interest rates, market and monetary fluctuations; the timely development of competitive new products and services by the Company and the acceptance of such products and services by customers; the willingness of customers to substitute competitors' products and services for the Company's products and services and vice versa; the impact of changes in financial services' laws and regulations (including laws concerning taxes, banking, securities and insurance); technological changes; future acquisitions; the expense savings and revenue enhancements from acquisitions being less than expected; the growth and profitability of the Company's non- interest or fee income being less than expected; unanticipated regulatory or judicial proceedings; changes in consumer spending and saving habits; and the success of the Company at managing the risks involved in the foregoing.

The Company cautions that the foregoing list of important factors is not exclusive. The Company does not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by or on behalf of the Company.

SOURCE Commerce Bank