Citizens Bancorp of Virginia Inc. reported unaudited consolidated earnings results for the second quarter and six months ended June 30, 2012. For the quarter, the company reported total interest and dividend income of $3,682,000 compared to $3,978,000 a year ago. Net interest income was $3,009 compared to $2,992,000 a year ago. Income before income taxes was $1,104,000 compared to $1,079,000 a year ago. Net income was $834,000 or $0.36 per basic and diluted share compared to $824,000 or $0.35 per basic and diluted share a year ago. For the six months, the company reported total interest and dividend income of $7,447,000 compared to $7,972,000 a year ago. Net interest income was $6,050,000 compared to $5,966,000 a year ago. Income before income taxes was $2,304,000 compared to $2,032,000 a year ago. Net income was $1,743,000 or $0.75 per basic and diluted share compared to $1,558,000 or $0.66 per basic and diluted share a year ago. Book value per share was $18.59 compared to $17.70 as on June 30, 2011. Return on average assets was 1% compared to 1% a year ago. The company reported net charge-offs for the second quarter of 2012 of $133,000 as compared to $286,000 in the second quarter of 2011.