Capital Finance Holdings Limited provided earnings guidance for the three months ended 31 March 2020. For the period, the group is expected to record an increase in loss attributable to owners of the Company for the three months ended 31 March 2020 by approximately 207% as compared to the loss attributable to owners of the Company of approximately HKD 8.8 million for the three months ended 31 March 2019. The expected increase in loss was mainly attributable to the unfavorable economic environment and the extreme market and operating conditions caused by COVID-19 pandemic. As a result, the Group is expected to record (i) a decrease in total revenue for the three months ended 31 March 2020 by approximately 28% as compared to that for the three months ended 31 March 2019; and (ii) a charge of loss allowance for expected credit losses ("ECLs") on loans to customers (net of corresponding deferred tax impacts) of approximately HKD 12.7 million for the three months ended 31 March 2020 as compared to the immaterial reversal of loss allowance for ECLs on loans to customers for the three months ended 31 March 2019.