Avanza Bank AB (publ) reported preliminary consolidated earnings results for the fourth quarter and consolidated and parent earnings results for the year ended December 31, 2016. For the quarter, on consolidated basis, the company reported total operating income of SEK 247 million against SEK 252 million a year ago. Operating profit before credit losses was SEK 117 million against SEK 140 million a year ago. Operating profit was SEK 117 million against SEK 140 million a year ago. Net profit for the period was SEK 101 million or SEK 3.38 per share after dilution against SEK 118 million or SEK 3.99 per share after dilution a year ago. Cash flow used in operating activities before changes in operating activities' assets and liabilities was SEK 148 million against cash flow from operating activities before changes in operating activities' assets and liabilities of SEK 370 million a year ago. Cash flow used in operating activities' assets and liabilities was SEK 486 million against SEK 4,171 million a year ago. Return on shareholders' equity was 8% against 11% a year ago. For the year, on consolidated basis, the company reported total operating income of SEK 919 million against SEK 904 million a year ago. Operating profit before credit losses was SEK 465 million against SEK 485 million a year ago. Operating profit was SEK 465 million against SEK 485 million a year ago. Net profit for the period was SEK 399 million or SEK 13.44 per share after dilution against SEK 415 million or SEK 14.10 per share after dilution a year ago. Cash flow from operating activities before changes in operating activities' assets and liabilities was SEK 277 million against SEK 348 million a year ago. Cash flow from operating activities' assets and liabilities was SEK 973 million against SEK 3,531 million a year ago. Return on shareholders' equity was 33% against 45% a year ago. For the year, on parent basis, the company reported operating loss of SEK 11 million against SEK 13 million a year ago. Profit before tax was SEK 207 million against SEK 318 million a year ago. Net profit for the period was SEK 207 million against SEK 318 million a year ago.