ALTABANCORP Item 2.02Results of Operations and Financial Condition.
On
The information in this Item 2.02, including the exhibit attached hereto, is furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such document or filing.
Item 7.01Regulation FD Disclosure.
A copy of an investor presentation for the fourth quarter of 2020, including the Company's response to the COVID-19 pandemic is being furnished as Exhibit 99.2. The presentation will also be made available on the investor relations section of the Company's website at www.altabancorp.com.
The information in Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2, is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act") or otherwise subject to the liabilities of that section, nor shall it be deemed to be incorporated by reference in any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as otherwise stated in such filing.
Item 9.01Financial Statements and Exhibits.
(d) Exhibits Exhibit Number Description 99.1 Earnings Release datedJanuary 27, 2021 , announcing financial results for the three months and year endedDecember 31, 2020 and quarterly dividend 99.2 Fourth Quarter 2020 Investor Presentation 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 2
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Forward-Looking Statements
Statements in this Form 8-K that are based on information other than historical data or that express the Company's expectations regarding future events or determinations are forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements provide current expectations or forecasts of future events or determinations. These forward-looking statements are not guarantees of future performance or determinations, nor should they be relied upon as representing management's views as of any subsequent date. Forward-looking statements in this Form 8-K include, without limitation, statements regarding the Company's expectations for its financial performance, the Company's ability to respond to negative effects of the COVID-19 pandemic, the Company's ability to grow its loan portfolio, expected trends in asset quality, the Company's ability to grow and the effects of expanding its mortgage banking operations, and the Company's ability to improve its operating leverage in response to low overall interest rates.
Forward-looking statements involve significant risks and uncertainties, and
actual results may differ materially from those presented, either expressed or
implied, in this release. Factors that could cause actual results to differ
materially from those expressed in the forward-looking statements include: (i)
the duration and impact of the COVID-19 pandemic; (ii) market and economic
conditions; (iii) capital sufficiency; (iv) operational, liquidity, interest
rate and credit risks; (v) deterioration of asset quality; (vi) adequacy of
reserves; (vii) investments in new branches and new business opportunities; and
(viii) changes in the regulatory or legal environment; as well as other factors
discussed in the section titled "Risk Factors," in the Company's Annual Report
on Form 10-K for the year ended
The foregoing factors should not be construed as exhaustive. The Company does not intend, or undertake any obligation to publicly update these forward-looking statements except as required by law.
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