As of May 31, 2023
ACOM CO., LTD.
The figures contained in this DATA BOOK with respect to ACOM Group's plans and strategies and other statements that are not historical facts are based on information available at the date of announcement of this DATA BOOK. However, there are some potential risk factors in the Group's business management. In particular, the plans formulated by the Company rest on the assumption that the stagnant economic activities on the impact of the spread of COVID-19 will gradually recover. Therefore, the actual results may differ significantly based the converges of COVID-19 infection.
The trend of requests for interest repayment is also highly uncertain, due to its sensitivity to changes in external environmental changes. The Group may have to make additional provision for loss on interest repayment.
Actual results may differ from forecast values due to various risk factors, not limited to those mentioned above.
1. Receivables Outstanding by Segment
2024/3 | |||||||||||||||||||||||||||
2023/3 | |||||||||||||||||||||||||||
Apr | May | Jun | Jul | Aug | Sep | Mar(E) | |||||||||||||||||||||
YOY % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | ||||||||||||||
Loan and Credit Card Business (Millions of yen) | 914,533 | 5.0 | 921,925 | 5.6 | 0.8 | 932,863 | 6.0 | 2.0 | 954,600 | 4.4 | |||||||||||||||||
Loan Business | 810,958 | 3.6 | 817,161 | 4.2 | 0.8 | 826,155 | 4.6 | 1.9 | 835,600 | 3.0 | |||||||||||||||||
Unsecured Loans | 808,441 | 3.6 | 814,681 | 4.2 | 0.8 | 823,684 | 4.7 | 1.9 | 833,400 | 3.1 | |||||||||||||||||
Consumers | 808,439 | 3.6 | 814,678 | 4.2 | 0.8 | 823,682 | 4.7 | 1.9 | 833,400 | 3.1 | |||||||||||||||||
Secured Loans | 2,516 | -15.3 | 2,479 | -15.7 | -1.5 | 2,471 | -14.9 | -1.8 | 2,200 | -12.6 | |||||||||||||||||
Credit Card Business | 103,575 | 17.7 | 104,764 | 18.3 | 1.1 | 106,707 | 18.6 | 3.0 | 119,000 | 14.9 | |||||||||||||||||
Average Balance of Unsecured Loans for | 502 | -2.3 | 501 | -2.5 | -0.2 | 499 | -3.1 | -0.6 | 502 | 0.0 | |||||||||||||||||
Consumers per Account (Thousands of yen) | |||||||||||||||||||||||||||
2. Number of Customer Accounts
2024/3 | |||||||||||||||||||||||||||
2023/3 | |||||||||||||||||||||||||||
Apr | May | Jun | Jul | Aug | Sep | Mar(E) | |||||||||||||||||||||
YOY % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | YTD % | YOY % | ||||||||||||||
Loan Business | 1,609,356 | 6.2 | 1,626,129 | 7.0 | 1.0 | 1,648,387 | 7.8 | 2.4 | 1,659,900 | 3.1 | |||||||||||||||||
Unsecured Loans | 1,608,412 | 6.2 | 1,625,204 | 7.1 | 1.0 | 1,647,473 | 7.8 | 2.4 | 1,659,100 | 3.2 | |||||||||||||||||
Consumers | 1,608,410 | 6.2 | 1,625,202 | 7.1 | 1.0 | 1,647,471 | 7.8 | 2.4 | 1,659,100 | 3.2 | |||||||||||||||||
Secured Loans | 944 | -15.7 | 925 | -16.5 | -2.0 | 914 | -16.1 | -3.2 | 800 | -15.3 | |||||||||||||||||
Credit Card Business | 629,988 | 25.9 | 646,867 | 27.5 | 2.7 | 665,587 | 29.0 | 5.7 | 730,100 | 15.9 |
Notes 1: Loan business: Number of loan accounts with loans receivable. 2: Credit card business: Number of cardholders.
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3. Number of Applicants, New Loan Customers and Lending Ratio
2024/3 | ||||||||||||||||||||||
2023/3 | ||||||||||||||||||||||
YOY % | Apr | YOY % | May | YOY % | Accumulated for | YOY % | Jun | YOY % | Jul | YOY % | Aug | YOY % | Sep | YOY % | Mar(E) | YOY % | ||||||
the Fiscal Year | ||||||||||||||||||||||
Number of Applicants | 775,649 | 39.8 | 86,753 | 56.8 | 89,636 | 48.6 | 176,389 | 52.5 | - | - | ||||||||||||
Number of New Loan Customers | 309,619 | 32.6 | 35,314 | 72.0 | 38,176 | 58.7 | 73,490 | 64.8 | 300,000 | -3.1 | ||||||||||||
Lending Ratio (%) | 39.9 | (-2.2) | 40.7 | (3.6) | 42.6 | (2.7) | 41.7 | (3.2) | - | - |
Notes : 1. Lending Ratio of New Loan Customers above do not include numbers for tie-up cards.
- 2. Figures in brackets indicate year-on-year change in percentage points.
4. Number of Loan Business Outlets
2024/3 | ||||||||||||||||
2023/3 | ||||||||||||||||
YOY | Apr | YTD | May | YTD | Jun | YTD | Jul | YTD | Aug | YTD | Sep | YTD | Mar(E) | YOY | ||
Number of Loan Business Outlets | 754 | -80 | 747 | -7 | 738 | -16 | 675 | -79 | ||||||||
Staffed | 1 | -3 | - | -1 | - | -1 | - | - | ||||||||
Unstaffed | 753 | -77 | 747 | -6 | 738 | -15 | 675 | -78 | ||||||||
Number of Automated Contract Machines | 769 | -83 | 762 | -7 | 752 | -17 | 690 | -79 |
5. Employees
2024/3 | ||||||||||||||||
2023/3 | ||||||||||||||||
YOY | Apr | YTD | May | YTD | Jun | YTD | Jul | YTD | Aug | YTD | Sep | YTD | Mar(E) | YOY | ||
Number of Total Employees | 2,180 | -30 | 2,226 | 46 | 2,231 | 51 | - | - | ||||||||
Permanent Employees | 2,071 | -40 | 2,113 | 42 | 2,115 | 44 | 2,059 | -12 | ||||||||
Temporary Employees | 109 | 10 | 113 | 4 | 116 | 7 | - | - |
6. Number of Requests for Interest Repayment and Interest Repayment (Cash-out Basis)
(Millions of yen, %) | |||||||||||||||||||||
2024/3 | |||||||||||||||||||||
2023/3 | |||||||||||||||||||||
YOY % | Apr | YOY % | May | YOY % | Accumulated for | YOY % | Jun | YOY % | Jul | YOY % | Aug | YOY % | Sep | YOY % | |||||||
the Fiscal Year | |||||||||||||||||||||
Number of Requests for | 18,400 | -10.2 | 1,400 | -12.5 | 1,400 | -17.6 | 2,800 | -15.2 | |||||||||||||
Interest Repayment | |||||||||||||||||||||
Interest Repayment (Cash-out Basis) | 25,359 | -1.7 | 2,130 | -3.5 | 2,060 | -13.3 | 4,190 | -8.6 |
Note: Number of requests for interest repayment includes reaccepted requests.
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Acom Co. Ltd. published this content on 07 June 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 12 June 2023 07:44:08 UTC.