Access Bank Plc has announced that it has formed a partnership with Hygeia Health Maintenance Organisation (HMO). The association will provide better access to In Vitro Fertilisation (IVF) treatments, with 30% cash back on unsuccessful procedures. This partnership is part of the bank's product, Maternal Health Service Support (MHSS). MHSS supports local and international treatments including fertility treatments, natal support, and other specialised procedures.