Ensenta, a provider of enterprise-wide, real-time SaaS solutions for making mobile and online payments and deposits, announces they have partnered with San Diego, Calif.-based Engage Financial Technology, to enable customers to use mobile devices to load funds to payment cards.

Ensenta’s cloud-based, open-API remote deposit capture technology is incorporated into Engage’s Engage360 Payments Innovation Platform for financial intuitions. Ensenta’s RDC technology includes a smarter and safer risk management system that evaluates items across 200+ risk factors to mitigate risk, minimize compliance exposure, increase back-office efficiencies and improve the availability of funds. Ensenta’s mobile deposit technology adds a convenient new way for payment card customers to load money onto their cards. The addition of mobile deposit is an innovation solution to increase the longevity and use of payment cards, which has long been a major challenge for payment card offerings.

Engage Financial Technology partners with financial institutions, healthcare technology providers and retailers to provide rapidly-deployable payment card solutions that enhance their customers' experience. Enabling mobile deposit of funds makes it easier for customers to use payment cards and fundamentally changes how consumers interact with their payment card. The partnership with Ensenta should increase the adoption, use and retention of payment cards issued by its partners.

“Ensenta’s RDC technology is a valuable addition to the Engage 360 Payments Innovation Platform and furthers our mission to provide a better customer experience at financial institutions,” said Mike Corrales, vice president of marketing at Engage Financial Technology. “Our platform is able to keep a financial institution ‘top of wallet’ through repeated positive and seamless user experiences.”

“Our Smarter and Safer™ risk mitigation tools, remote deposit capture and payments solutions for banks, credit unions and government agencies fundamentally improve a customer’s experience by providing a practical tool for loading funds from mobile devices to their payment cards,” said Louise Steller, vice president of product strategy at Ensenta.

About Ensenta

Trusted by the U.S. Treasury and more than 900 financial institutions, Ensenta is a provider of innovative enterprise-wide SaaS solutions for mobile and online deposits and payments. Its cloud based Agile Risk Management™ mitigates risk and minimizes compliance exposure with straight through processing, advanced real-time decisioning and accelerated funds availability. Ensenta’s products and services are distributed by leading mobile and online banking providers, core banking processors and ATM networks and manufacturers. Ensenta received two XCelent awards for technology and functionality by Celent. For more information, visit Ensenta’s website at www.ensenta.com, or follow them on Twitter @Ensenta, LinkedIn, or Facebook.

About Engage Financial Technology

Engage Financial Technology partners with financial institutions, healthcare technology providers and retailers to provide rapidly deployable financial technology solutions that enhance their customers' experience. Its core product, Engage360 Payments Innovation Platform, empowers its partners to quickly launch new products with user experience-focused design, payment card management libraries and platform technology that connects and modernizes legacy transactional systems. For more information, visit Engage’s website at www.engageft.com.