Yalem Nega

M&T Bank Corp. (NYSE: MTB) is a bank holding company headquartered in Buffalo, New York. Through its wholly-owned subsidiaries, M&T Bank and Wilmington Trust NA, the company offers a wide range of retail and commercial banking, trust, wealth management and investment services to their customers. They serve a diverse base of consumers, businesses, professional clients, governmental entities and financial institutions located in its markets. M&T Bank Corp. company operates through following segments: Business Banking, Commercial Banking, Commercial Real Estate, Discretionary Portfolio, Residential Mortgage Banking and Retail Banking. M&T Bank Corp. Discretionary Portfolio segment manages discretionary accounts for individuals and not-for-profit organizations and also manages a family of mutual funds. The segment includes investment and trading securities, residential mortgage loans and other assets, short-term and long-term borrowed funds, brokered certificates of deposit and interest rate swap agreements related thereto, and Cayman Islands branch deposits. It also provides foreign exchange services to customers.

Right Blend Investing LLC (RBI) is an independent, SEC-registered investment advisor headquartered in Hillsborough, New Jersey. The firm was founded by Robert Martorana in 2009. RBI provides personalized confidential financial planning and investment management to individuals, trusts, estates and charitable organizations, profit and pension plans and small businesses.