Sanjay Sharma

NewDay Cards Ltd. provides co-branded credit and store cards for retailers. It offers aqua and marbles credit cards to individuals in the underserved market. The firm also offers credit cards direct to consumers who find it hard to get credit from the high street banks and conventional card issuers. The company was founded by Richard Langstaff in September 2000 and is headquartered in London, the United Kingdom.

BAWAG P.S.K. AG operates as a credit union. The firm provides financial savings management and international banking services. It offers checking and savings accounts, deposits, loans, leases, mortgages, credit cards, automated teller machine networks, securities brokerage, investment banking, insurance, as well as mutual and pension funds. The company was founded by Georg Coch on May 28, 1882 and is headquartered in Vienna, Austria.