David W. Young

David W.
Young, aged 55 years, has been a Director since August 2000.
His current term as Director expires at the annual meeting in 2005.
He was the Treasurer of the Global Consumer Business of Citigroup.
He joined Citibank during 1972 in the New York State Expansion Program.
He served as branch manager in Nassau County and subsequently was named district head for branches in the Syracuse and Albany areas.
In 1981, he joined the Citicorp Investment Bank in Hong Kong where he was responsible for securities sales and swaps trading activities.
In 1986, he was appointed head of the exposure management division, which marketed and traded swaps and option derivatives for Citibank.
During 1992, he managed the Asset Task Force to review how Citicorp managed its balance sheets and in 1993 he was made responsible for the Citibanking Treasury in the U.S.
and Europe.