Alex Duncan

OM Residual UK Ltd. is a holding company which engages in the international investment, savings, insurance, and banking businesses. It focuses on emerging markets such as life insurance, property and casualty, asset management, and banking. The company was founded in 1845 and is headquartered in London, the United Kingdom.

Just Retirement Group Plc is a specialist financial services group, which focuses on the retirement income market. It is a provider of individually underwritten annuities and lifetime mortgages in the United Kingdom. The company also offers equity release products and advice to customers regarding investment and preservation of pension savings. In the Individually underwritten annuities market, the company offers annuity rates compared with standard annuity providers to customers. In the Lifetime mortgages market, the company provides lifetime mortgages allowing customers to withdraw a single lump sum and variants allowing customers to draw down sums as and when needed with the fixed interest rates being set at the time of each drawdown. Just Retirement Group was founded by Steve Kyle and Christopher Mark Berryman in April 2004 and is headquartered in Reigate, the United Kingdom.