Zions Bancorp reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2014. For the quarter, the bank posted revenue of $559.8 million in the period. Net interest income was $430.43 million compared to $432.04 million a year ago. Income before income taxes was $136.05 million compared to loss before income taxes of $63.33 million a year ago. Net earnings applicable to common shareholders was $73.21 million or $0.36 per diluted share compared to net loss applicable to common shareholders of $59.44 million or $0.32 per diluted share a year ago. Non-GAAP tangible return on average tangible common equity was 4.42% compared to 5.45% a year ago. Return on average assets was 0.61% compared to 0.30% a year ago. Return on average common equity was 4.45% compared to 4.51% a year ago.

For the year, revenue was $2.19 billion. Net interest income was $1,679.995 million compared to $1,696.33 million a year ago. Income before income taxes was $631.90 million compared to income before income taxes of $406.43 million a year ago. Net earnings applicable to common shareholders was $333.01 million or $1.71 per diluted share compared to net loss applicable to common shareholders of $293.98 million or $1.58 per diluted share a year ago. Tangible book value per common share was $26.27 compared to $23.88 a year ago.

The company reported total net charge-offs of $17 million compared to $19 million a year ago.