Zhongyuan Bank : ANNOUNCEMENT - FINANCIAL INFORMATION SUMMARY FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2019

Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement.

(Stock Code of H Shares: 1216)

(Stock Code of Preference Shares: 4617)

ANNOUNCEMENT

FINANCIAL INFORMATION SUMMARY FOR

THE NINE MONTHS ENDED SEPTEMBER 30, 2019

This announcement is made by Zhongyuan Bank Co., Ltd.* (the "Bank") pursuant to the inside information provisions under Part XIVA of the Securities and Futures Ordinance (Chapter 571 of the Laws of Hong Kong) and Rules 13.09(2)(a) and 13.10B of Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited.

In accordance with the relevant laws and regulations of the People's Republic of China (the "PRC"), due to the issuance of Qualified Tier 2 Capital Instruments by the Bank, the unaudited financial information summary of the Bank for the nine months ended September 30, 2019 (the "Information") has been published on the websites of China Central Depository & Clearing Co., Ltd. (http://www.chinabond.com.cn) and China Foreign Exchange Trade System & National Interbank Funding Center (http://www.chinamoney.com.cn).

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FINANCIAL INFORMATION SUMMARY

Set out below is a summary of the key items of financial information prepared by the Bank in accordance with China Accounting Standards for Business Enterprises:

		As at
		September 30,
	2019
	(RMB in millions)
		(Unaudited)
Total assets	650,420
Total liabilities	593,150
Total owners' equity	57,270
		For the nine
		months ended
		September 30,
	2019
	(RMB in millions)
		(Unaudited)
Net profit	2,842
Net profit attributable to the Company	2,830

As at the end of September 2019, the outstanding balance of the Qualified Tier 2 Capital Instruments of the Bank amounted to RMB10 billion.

As approved under the Decision of the People's Bank of China on Administrative Approval (Yin Shi Chang Xu Zhun Yu [2018] No. 115) and the Approval by CBRC Henan Office in Relation to the Issuance of Tier 2 Capital Instruments by Zhongyuan Bank Co., Ltd* (Yu Yin Jian Fu [2018] No. 119), the Bank issued the Tier 2 Capital Instruments of RMB10 billion in the national inter-bank bond market on September 26, 2018. The type is fixed rate bonds for a term of 10 years with the coupon rate of 5.20% and the issuer is entitled to redeem the bonds at the end of the fifth year.

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Shareholders and potential investors of the Bank are reminded that (i) the Information disclosed in this announcement is prepared in accordance with China Accounting Standards for Business Enterprises, which may be subject to adjustment in the course of audit; and (ii) any discrepancies between the numerical figures and percentages showed in this announcement are due to rounding.

Shareholders and potential investors of the Bank are reminded that the Information has not been reviewed or audited by the Bank's independent auditors. Differences may arise between such Information and the information disclosed in the audited report due to review and audit adjustment. Potential investors and shareholders of the Bank should exercise caution when dealing in the securities of the Bank and should not rely solely on such Information.

On behalf of the Board

Zhongyuan Bank Co., Ltd.*

DOU Rongxing

Chairman

Zhengzhou, Henan Province, the PRC

October 30, 2019

As at the date of this announcement, the board of the Bank comprises Mr. DOU Rongxing, Mr. WANG Jiong, Mr. LI Yulin and Mr. WEI Jie as executive directors, Mr. LI Qiaocheng, Mr. LI Xipeng and Mr. MI Hongjun as non-executive directors, Ms. PANG Hong, Mr. LI Hongchang, Mr. JIA Tingyu and Mr. CHAN Ngai Sang Kenny as independent non-executive directors.

• Zhongyuan Bank Co., Ltd. is not an authorized institution within the meaning of the Banking Ordinance (Chapter 155 of the Laws of Hong Kong), is not subject to the supervision of the Hong Kong Monetary Authority and is not authorized to carry on banking and/or deposit-taking business in Hong Kong.

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