Westfield Financial Inc. reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2012. For the quarter, the company reported net income of $1,554,000 or $0.07 diluted earnings per share against net income of $1,529,000 or $0.06 diluted earnings per share a year ago. Income before income taxes was $2,202,000 against $1,631,000 a year ago. Return on average assets was 0.47% and return on average equity was 3.09% against return on average assets of 0.48% and return on average equity of 2.71% a year ago. Net interest and dividend income was $7,594,000 against $7,544,000 a year ago.

For the year, the company reported net income of $6,254,000 or $0.26 diluted earnings per share against net income of $5,874,000 or $0.22 diluted earnings per share a year ago. Income before income taxes was $8,510,000 against $7,180,000 a year ago. Return on average assets was 0.48% and return on average equity was 2.97% against return on average assets of 0.47% and return on average equity of 2.65% a year ago. Net interest and dividend income was $30,441,000 against $30,538,000 a year ago.

On January 29, 2013, the Board of Directors approved the declaration of a regular cash dividend of $0.06 per share payable on February 20, 2013, to all shareholders of record on February 6, 2013.