U & I Financial Corp. announced earnings results for the fourth quarter ended December 31, 2019. For the fourth quarter, the company announced net interest income was USD 3.027 million compared to USD 3.007 million a year ago. Net income was USD 1.435 million compared to USD 1.000 million a year ago. Basic earnings per share was USD 0.26 compared to USD 0.18 a year ago. For the full year, net interest income was USD 12.508 million compared to USD 11.129 million a year ago. Net income was USD 5.624 million compared to USD 4.507 million a year ago. Basic earnings per share was USD 1.02 compared to USD 0.82 a year ago.