Stewardship Financial Corp. announced unaudited consolidated earnings results for the second quarter and six months ended June 30, 2016. The company reported net income available to common shareholders for the three months ended June 30, 2016 of $1.4 million as compared to net income available to common shareholders of $1.1 million for the three months ended June 30, 2015. Net interest income after provision for loan losses was $6.305 million against $6.118 million a year ago. Income before income tax expense was $2.138 million against $1.895 million a year ago. Return on average common equity was 11.05% against 9.25% a year ago. Return on average common assets was 0.74% against 0.71% a year ago. Diluted earnings per common share were $0.22 against $0.17 a year ago. The company reported net income available to common shareholders for the six months ended June 30, 2016 of $2.4 million as compared to net income available to common shareholders of $1.8 million for the six months ended June 30, 2015. For the three and six months ended June 30, 2016, results were positively impacted by the Corporation recording negative provisions for loan losses of $450,000 and $800,000, respectively, compared to negative provisions for loan losses of $600,000 and $700,000 for the comparable prior year periods. Book value per share was $8.29. Net interest income after provision for loan losses was $11.931 million against $11.619 million a year ago. Income before income tax expense was $3.681 million against $3.265 million a year ago. Return on average common equity was 9.64% against 8.03% a year ago. Return on average common assets was 0.65% against 0.63% a year ago. Diluted earnings per common share were $0.39 against $0.30 a year ago.