SBT Bancorp, Inc. announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the company reported total interest and dividend income of $3,166,000 compared to $3,036,000 a year ago. Net interest and dividend income was $3,042,000 compared to $2,825,000 a year ago. Income before income taxes was $420,000 compared to $416,000 a year ago. Net income available to common stockholders was $342,000 compared to $328,000 a year ago. Earnings per common share, basic and diluted were $0.30 compared to $0.37 a year ago.

For the year, the company reported total interest and dividend income of $12,484,000 compared to $12,257,000 a year ago. Net interest and dividend income was $11,756,000 compared to $11,386,000 a year ago. Income before income taxes was $1,650,000 compared to $801,000 a year ago. Net income was $805,000 compared to $1,135,000 a year ago. Net income available to common stockholders was $1,302,000 compared to $703,000 a year ago. Earnings per common diluted share were $1.36 compared to $0.79 a year ago. Return on average assets was 0.34% compared to 0.20% a year ago. Return on average equity was 4.48% compared to 2.79% a year ago.