SBT Bancorp, Inc. announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2016. For the quarter, the company reported total interest and dividend income of $4,136,000 compared to $3,166,000 a year ago. Net interest and dividend income was $3,678,000 compared to $3,042,000 a year ago. Income before income taxes was $788,000 compared to $420,000 a year ago. Net income available to common stockholders was $604,000 compared to $342,000 a year ago. Earnings per common share, basic and diluted were $0.45 compared to $0.30 a year ago. . The increase was partially offset by increased interest expense on deposits of $212,000 primarily due to increases in interest-bearing deposit balances. Noninterest income decreased by $2,000or 0.24%, primarily due to a decrease in mortgage servicing activities of $83 thousand, and a decrease in gain on available-for-sale securities of $4,000. These were partially offset by an increase in gain on sale of mortgages of $94,000. For the year, the company reported total interest and dividend income of $15,145,000 compared to $12,484,000 a year ago. Net interest and dividend income was $13,551,000 compared to $11,756,000 a year ago. Income before income taxes was $1,769,000 compared to $1,650,000 a year ago. Net income was $1,492,000 compared to $1,409,000 a year ago. Net income available to common stockholders was $1,492,000 compared to $1,301,000 a year ago. Earnings per common diluted share were $1.10 compared to $1.36 a year ago. The increase was partially offset by an increase in interest expense on subordinated debt of $454 thousand and increased interest expense on deposits of $266,000. Noninterest income increased by $74,000 or 2.4%, primarily due to an increase in gain on sale of mortgage loans of $337,000 and an increase in other service charges and fees of $176,000.