Financials SBI ARUHI Corporation

Equities

7198

JP3126290000

Consumer Lending

Delayed Japan Exchange 22:13:24 2024-07-01 EDT 5-day change 1st Jan Change
919 JPY +0.22% Intraday chart for SBI ARUHI Corporation +1.43% +11.80%

Valuation

Fiscal Period: March 2020 2021 2022 2023 2024 2025 2026 2027
Capitalization 1 43,101 63,899 35,203 37,814 42,408 40,596 - -
Enterprise Value (EV) 1 88,654 63,899 35,203 37,814 42,408 40,596 40,596 40,596
P/E ratio 8.66 x 12.3 x 8.32 x 13.4 x 24.3 x 19.2 x 15.6 x 13 x
Yield 4.16% 3.05% 6.02% 5.16% 4.18% 4.36% 4.63% 4.96%
Capitalization / Revenue 1.64 x 2.38 x 1.4 x 1.67 x 2.08 x 1.56 x 1.42 x 1.3 x
EV / Revenue 1.64 x 2.38 x 1.4 x 1.67 x 2.08 x 1.56 x 1.42 x 1.3 x
EV / EBITDA 4,887,311 x 6,730,491 x - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.62 x 2.13 x 1.1 x 1.16 x 1.01 x 0.94 x 0.93 x 0.9 x
Nbr of stocks (in thousands) 35,185 35,401 35,309 35,473 44,267 44,270 - -
Reference price 2 1,225 1,805 997.0 1,066 958.0 917.0 917.0 917.0
Announcement Date 20-05-12 21-05-11 22-05-10 23-05-11 24-05-08 - - -
1JPY in Million2JPY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2020 2021 2022 2023 2024 2025 2026 2027
Net sales 1 26,202 26,821 25,189 22,601 20,405 26,025 28,637 31,139
EBITDA 8,819 9,494 - - - - - -
EBIT 7,798 8,084 6,936 5,162 3,587 - - -
Operating Margin 29.76% 30.14% 27.54% 22.84% 17.58% - - -
Earnings before Tax (EBT) 1 7,315 7,745 6,151 4,119 2,327 3,164 3,897 4,701
Net income 1 4,972 5,177 4,239 2,821 1,517 2,121 2,616 3,139
Net margin 18.98% 19.3% 16.83% 12.48% 7.43% 8.15% 9.13% 10.08%
EPS 2 141.4 146.6 119.8 79.64 39.43 47.66 58.81 70.59
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 51.00 55.00 60.00 55.00 40.00 40.00 42.50 45.50
Announcement Date 20-05-12 21-05-11 22-05-10 23-05-11 24-05-08 - - -
1JPY in Million2JPY
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2020 S2 2021 S1 2021 S2 2022 S1 2022 Q3 2022 Q4 2022 S2 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2023 S2 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3 2025 Q4 2026 Q1
Net sales 13,333 13,274 13,547 13,037 6,697 5,455 12,152 5,937 5,622 11,805 5,807 4,989 10,796 4,604 4,266 8,870 5,692 5,843 - - - - -
EBITDA - - - - - - - - - - - - - - - - - - - - - - -
EBIT - 4,187 - 3,649 2,200 - - 1,484 - 3,050 1,281 - - 691 - 1,139 1,387 - - - - - -
Operating Margin - 31.54% - 27.99% 32.85% - - 25% - 25.84% 22.06% - - 15.01% - 12.84% 24.37% - - - - - -
Earnings before Tax (EBT) 3,128 3,981 3,764 3,322 2,053 776 2,829 1,217 1,340 2,557 1,106 456 1,562 449 315 764 1,071 492 - - - - -
Net income 1 2,099 2,698 2,479 2,293 1,417 529 1,946 841 929 1,770 760 291 1,051 310 223 533 732 252 700 500 500 442.6 -
Net margin 15.74% 20.33% 18.3% 17.59% 21.16% 9.7% 16.01% 14.17% 16.52% 14.99% 13.09% 5.83% 9.74% 6.73% 5.23% 6.01% 12.86% 4.31% - - - - -
EPS 2 - 76.60 - 64.64 40.10 15.04 - 23.82 26.24 50.06 21.42 8.160 - 8.740 6.260 15.00 19.61 4.820 15.66 11.18 11.18 9.898 -
Dividend per Share 2 - 25.00 - 30.00 - 30.00 - - 30.00 30.00 - 25.00 - - 20.00 20.00 - 20.00 - 20.00 - 20.00 -
Announcement Date 20-05-12 20-11-05 21-05-11 21-11-11 22-02-07 22-05-10 22-05-10 22-08-09 22-11-14 22-11-14 23-02-09 23-05-11 23-05-11 23-08-03 23-11-07 23-11-07 24-02-06 24-05-08 - - - - -
1JPY in Million2JPY
Estimates

Balance Sheet Analysis

Fiscal Period: March 2020 2021 2022 2023 2024 2025 2026 2027
Net Debt 45,553 - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) 5.165 x - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 19.7% 18.3% 21.2% 8.7% 4.06% 4.99% 5.99% 7.07%
ROA (Net income/ Total Assets) 6.31% 5.21% 3.9% 2.75% 1.37% - - -
Assets 1 78,839 99,378 108,706 102,501 110,814 - - -
Book Value Per Share 2 757.0 848.0 903.0 921.0 949.0 972.0 988.0 1,014
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 20-05-12 21-05-11 22-05-10 23-05-11 24-05-08 - - -
1JPY in Million2JPY
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
2
Last Close Price
917 JPY
Average target price
875 JPY
Spread / Average Target
-4.58%
Consensus
  1. Stock Market
  2. Equities
  3. 7198 Stock
  4. Financials SBI ARUHI Corporation