Financials Rosgosstrakh Insurance Company (PublicCompany)

Equities

RGSS

RU0008010855

Multiline Insurance & Brokers

End-of-day quote Moscow Micex - RTS 18:00:00 2022-07-07 EDT 5-day change 1st Jan Change
0.1256 RUB +1.13% Intraday chart for Rosgosstrakh Insurance Company (PublicCompany) -.--% -.--%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 81,541 68,456 150,376 89,090 61,482 61,482
Enterprise Value (EV) 1 80,763 69,897 151,192 89,848 62,900 62,459
P/E ratio 13.4 x 8.92 x 19.7 x 36.4 x 12.6 x 12.6 x
Yield - - 8.14% - - 3.27%
Capitalization / Revenue 1.12 x 0.71 x 1.43 x 0.81 x 0.7 x 0.73 x
EV / Revenue 1.11 x 0.72 x 1.44 x 0.82 x 0.72 x 0.74 x
EV / EBITDA 4.2 x 3.9 x 10.7 x 8.83 x 7.43 x 8.91 x
EV / FCF 3.79 x 32.4 x 4.55 x 1,660 x 1.74 x 7.97 x
FCF Yield 26.4% 3.09% 22% 0.06% 57.4% 12.5%
Price to Book 1.82 x 1.3 x 3.13 x 1.77 x 1.14 x 1.05 x
Nbr of stocks (in thousands) 488,271,551 488,271,551 489,503,741 489,503,741 489,503,741 489,503,741
Reference price 2 0.1670 0.1402 0.3072 0.1820 0.1256 0.1256
Announcement Date 19-03-29 20-03-20 21-03-19 22-03-14 24-02-28 24-02-28
1RUB in Million2RUB
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 72,510 96,648 105,215 109,583 87,281 84,175
EBITDA 1 19,234 17,929 14,157 10,174 8,470 7,013
EBIT 1 18,461 17,514 13,697 9,714 7,845 6,343
Operating Margin 25.46% 18.12% 13.02% 8.86% 8.99% 7.54%
Earnings before Tax (EBT) 1 5,834 7,384 9,521 3,977 8,346 6,501
Net income 1 6,105 7,672 7,618 2,451 6,739 4,952
Net margin 8.42% 7.94% 7.24% 2.24% 7.72% 5.88%
EPS 2 0.0125 0.0157 0.0156 0.005000 0.0100 0.0100
Free Cash Flow 1 21,306 2,160 33,198 54.11 36,089 7,838
FCF margin 29.38% 2.24% 31.55% 0.05% 41.35% 9.31%
FCF Conversion (EBITDA) 110.77% 12.05% 234.5% 0.53% 426.07% 111.78%
FCF Conversion (Net income) 349% 28.16% 435.77% 2.21% 535.49% 158.28%
Dividend per Share - - 0.0250 - - 0.004101
Announcement Date 19-03-29 20-03-20 21-03-19 22-03-14 24-02-28 24-02-28
1RUB in Million2RUB
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - 1,442 817 759 1,418 977
Net Cash position 1 778 - - - - -
Leverage (Debt/EBITDA) - 0.0804 x 0.0577 x 0.0746 x 0.1674 x 0.1394 x
Free Cash Flow 1 21,306 2,160 33,198 54.1 36,089 7,838
ROE (net income / shareholders' equity) 14.6% 15.7% 15.1% 4.99% 13% 8.83%
ROA (Net income/ Total Assets) 7.9% 7.26% 4.92% 3.07% 2.83% 2.75%
Assets 1 77,248 105,669 154,865 79,772 238,236 180,379
Book Value Per Share 2 0.0900 0.1100 0.1000 0.1000 0.1100 0.1200
Cash Flow per Share 2 0 0 0 0 0 0
Capex 1 516 456 493 572 1,096 757
Capex / Sales 0.71% 0.47% 0.47% 0.52% 1.26% 0.9%
Announcement Date 19-03-29 20-03-20 21-03-19 22-03-14 24-02-28 24-02-28
1RUB in Million2RUB
Estimates
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