First Defiance Financial Corp. reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the company reported total interest income of $20,776,000 compared to $19,713,000 a year ago. Net interest income was $18,967,000 compared to $18,101,000 a year ago. Income before income taxes was $9,307,000 compared to $8,312,000 a year ago. Net income was $6,563,000 compared to $6,355,000 a year ago. Diluted earnings per share were $0.71 compared to $0.65 a year ago. Common book value per share was $30.78 compared to $30.17 a year ago. Tangible common book value per share was $23.79 compared to $23.25 a year ago. Return on average assets was 1.14% compared to 1.15% a year ago. Return on average equity was 9.33% compared to 9.04% a year ago.

For the year, the company reported total interest income of $80,836,000 compared to $76,248,000 a year ago. Net interest income was $74,055,000 compared to $69,689,000 a year ago. Income before income taxes was $37,833,000 compared to $33,455,000 a year ago. Net income was $26,423,000 compared to $24,292,000 a year ago. Diluted earnings per share were $2.82 compared to $2.44 a year ago. Common book value per share was $30.78 compared to $30.17 a year ago. Tangible common book value per share was $23.79 compared to $23.25 a year ago. Return on average assets was 1.19% compared to 1.12% a year ago. Return on average equity was 9.52% compared to 8.78% a year ago.