Item 2.02                      Results of Operation and Financial Condition.

On January 30, 2023, Penns Woods Bancorp, Inc. (the "Company") distributed a press release announcing its earnings for the period ended December 31, 2022. The press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.




Item 9.01                      Financial Statements and Exhibits.

(d)                 Exhibits:

99.1 Press release, dated January 30, 2023, of Penns Woods Bancorp, Inc. announcing earnings for the period ended December 31, 2022.

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