PCSB Financial Corporation reported unaudited consolidated earnings results for the second quarter and six months ended December 31, 2017. For the quarter, the company reported total interest and dividend income of $11,657,000 against $9,850,000 a year ago. Net interest income was $10,186,000 against $8,527,000 a year ago, Net income before income tax expense was $2,553,000 against $2,430,000 a year ago. Net income was $2,000 or $0.00 per basic and diluted share against $1,672,000 a year ago. Return on average assets was 0.00% against 0.54% a year ago. Return on average equity was 0.00% against 5.95% a year ago. Book value per common share as at December 31, 2017 was $15.55. Tangible book value per common share as at December 31, 2017 was $15.18.

For the six months, the company reported total interest and dividend income of $22,954,000 against $19,959,000 a year ago. Net interest income was $20,062,000 against $17,302,000 a year ago, Net income before income tax expense was $5,114,000 against $4,533,000 a year ago. Net income was $1,758,000 or $0.10 per basic and diluted share against $3,128,000 a year ago.

For the quarter, the company reported net charge-offs of $997,000.