LM Pay SA is a Poland-based operator of the MediRaty financing and installment payment system that allows to use private health care and the services of beauty clinics, rehabilitation offices and veterinary clinics. The Company specializes in granting consumer loans to cover the costs of medical services, such as Dentistry, Plastic Surgery, Aesthetics, Orthopedics, Rehabilitation, Ophthalmology, Laryngology, Bariatrics, Dietetics, Urology, Optics, Phlebology, Gynecology, and treatments such as orthodontic braces, implant prosthetics, dental implants, nose correction, ear correction, porcelain crown, liposuction, abdominoplasty, breast augmentation, general dentistry. The Company also operates installment financing of veterinary services and medical equipment. Financing is provided via MediRaty or the MediPay program, both in partner facilities and those without a cooperation agreement.