Item 7.01. Regulation FD Disclosure

Lakeland Financial Corporation issued a news release announcing that on January 10, 2023, the board of directors of Lakeland Financial Corporation ("Company") declared a quarterly cash dividend of $0.46 per share of Company common stock for the first quarter of 2023, payable on February 6, 2023, to shareholders of record as of January 25, 2023. The news release is attached as Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits

(d)Exhibits

99.1 Press Release issued by Lakeland Financial Corporation on January 10, 2023

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