Kevin Cummings, the President and Chief Executive Officer of Investors Bancorp, Inc. (NasdaqGS:ISBC) recently stated, "As discussed many times on these calls, we plan to continue to use the four key levers to maximize our return on equity for our shareholders -- that is: organic growth, which diversifies our credit risk and revenue streams; stock buybacks; dividends; and acquisitions. We are certainly executing on three of four or these strategies at the present time."