IntegraFin : Full Year Results Presentation 2022

Results Presentation

Full year ended 30 September 2022

Summary

Resilient Performance

Resilient and strongly positive net flows, and growth in revenue and underlying earnings, in a year of volatile markets

Compelling Market Opportunity

Strong market dynamics with platform sector assets expected to grow by 11% p.a. over the next five years(1)

Investing in the

Business

Continued delivery of planned IT and operational enhancements, with cost guidance remaining unchanged

Time4Advice

Next Generation CURO

Next generation CURO software live in beta mode, with roll out to adviser firms commencing in H2 FY23

Award Winning

Platform

No 1 UK advised platform with

Investment Trends and CoreData for the past 10 years. Continued growth of Transact's market share

Outlook

Resilient business model, and net flows.

Pre-planned investment in IT, with enhanced digital-first proposition for advisers

Source: (1) Fundscape Q322 November; Realistic Scenario

2

IHP Group - we have a clear strategy and a simple business model

Our aim is to be the number 1 provider of software and services for clients and UK financial advisers

Our strategy is focused:

• We make financial planning easier for clients and their UK financial advisers
• We do this by harnessing technology, allied with high quality human service
• We prefer to insource, and so we own and develop our own software:
• • the Transact retail investment platform
  • the Time4Advice (T4A) adviser practice management solution (CURO)

Our model is simple:

IHP
business
			Strong cash
model			Invest in the
			generation and
	Drive growth		business and grow
				balance
			earnings
				sheet
	Increase number of		Leading in-house		High quality recurring
	clients and advisers; and		technology platform;		cash generation
	FUD on Transact		controlled costs

Deliver on

dividend policy

Annual dividend of 60%

to 65% of PAT

3

IHP Group - our business model delivers growth

Leveraging our leading customer service, technology, and scalable operations to drive business growth

Strong

FY22

results

Invest in the

Drive growth

business and grow

earnings

•	Advisers +5% to	•	Underlying PBT
	7.5k; clients +8%		+1% to £65.8m -
	to 225k		margin of 49%
•	Net inflows of	•	Underlying EPS
	£4.4bn		+2% to 16.3p
•	Group revenue	•	Proprietary
	+8% to £133.6m		technology
			investment

Maintain cash
generation and a	Deliver on
strong balance	dividend policy
sheet

•	Strong cash flows	•	Dividend +2% to
•	Cost control		10.2p
	63% of underlying
•	Resilient balance	•
	PAT
	sheet

4

Our award winning service proposition

The Transact platform:

• Received top rating in the UK Investment Trends Adviser Technology & Business Report 2022
• Received the top Net Promotor Score (NPS) out of 18 platforms in the UK Investment Trends Survey 2022
• Won Professional Adviser Best Platform for Advisers (AUM above £25bn) 2022
• Received a Platinum Platform rating by Adviser Asset

Time4Advice:

• Won the Professional Adviser Best Technology Provider 2022

5