Item 7.01 Regulation FD Disclosure.

Set forth below is presentation material of Great Southern Bancorp, Inc., the holding company for Great Southern Bank.





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December 31, 2022

[[Image Removed]] Loan Portfolio 12.31.22 $4,586,192 $4,575,196 9.30.22 *Includes Home Equity Loans of $123,242 *Includes Home Equity Loans of $121,783 2 [in thousands] Gross Loans

[[Image Removed]] Loan Portfolio by Region 12.31.22 $4,586,192 $4,575,196 9.30.22 3 [in thousands] Gross Loans

[[Image Removed]] Commercial Real Estate by Industry 12.31.22 $1,530,663 $1,576,529 9.30.22 4 [in thousands] Gross Loans

[[Image Removed]] Commercial Real Estate by Region 12.31.22 $1,576,529 9.30.22 5 [in thousands] $1,530,663 Gross Loans

[[Image Removed]] Construction & Land Development by Industry 12.31.22 $865,219 $690,904 9.30.22 6 [in thousands] Gross Loans

[[Image Removed]] Construction & Land Development by Region 12.31.22 $690,904 7 [in thousands] $865,219 9.30.22 Gross Loans

[[Image Removed]] Multi Family Real Estate by Region 12.31.22 $781,761 $914,693 9.30.22 8 [in thousands] Average credit size is $3,776,623 Average credit size is $4,176,681 Gross Loans

[[Image Removed]] Multi Family Real Estate by LTV 12.31.22 $781,761 $914,693 9.30.22 9 [in thousands] Gross Loans

[[Image Removed]] NonPerforming by Type 12.31.22 $3,670 $3,293 9.30.22 10 [in thousands] *Includes Home Equity Loans of $308 *Includes Home Equity Loans of $274 Gross Loans

[[Image Removed]] NonPerforming by Region 12.31.22 $3,670 $3,293 9.30.22 11 [in thousands] Gross Loans

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