Financials Global United Insurance Company

Equities

GUI

PS3007112108

Multiline Insurance & Brokers

End-of-day quote Palestine Exchange 18:00:00 2024-06-26 EDT 5-day change 1st Jan Change
2.18 USD -0.46% Intraday chart for Global United Insurance Company -0.46% +3.48%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 17.38 26.4 23.76 26.83 26.5 25.28
Enterprise Value (EV) 1 12.68 25.17 26.84 26.37 27.2 26.46
P/E ratio 6.3 x 27.2 x 10.3 x 7.78 x 11.6 x 13.5 x
Yield 5.52% - 4.44% 4.13% 4.18% 2.85%
Capitalization / Revenue 0.38 x 0.61 x 0.63 x 0.67 x 0.56 x 0.48 x
EV / Revenue 0.27 x 0.58 x 0.71 x 0.66 x 0.58 x 0.5 x
EV / EBITDA 4.72 x -22.2 x 37.3 x 8.52 x 6 x 9.16 x
EV / FCF -21.9 x -10.8 x -4.3 x 4.31 x -79.5 x 16.1 x
FCF Yield -4.56% -9.26% -23.2% 23.2% -1.26% 6.23%
Price to Book 0.99 x 1.5 x 1.19 x 1.2 x 1.13 x 1.1 x
Nbr of stocks (in thousands) 12,000 12,000 12,000 12,000 12,000 12,000
Reference price 2 1.448 2.200 1.980 2.236 2.208 2.107
Announcement Date 19-04-01 20-04-30 21-04-06 22-03-17 23-03-23 24-04-15
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 46.29 43.47 37.59 40.2 47.24 53.01
EBITDA 1 2.689 -1.135 0.7205 3.095 4.532 2.889
EBIT 1 2.37 -1.464 0.4445 2.818 4.23 2.689
Operating Margin 5.12% -3.37% 1.18% 7.01% 8.95% 5.07%
Earnings before Tax (EBT) 1 2.653 0.9878 2.554 3.913 3.034 2.503
Net income 1 2.758 0.9691 2.306 3.447 2.284 1.874
Net margin 5.96% 2.23% 6.13% 8.57% 4.83% 3.54%
EPS 2 0.2299 0.0808 0.1921 0.2873 0.1903 0.1562
Free Cash Flow 1 -0.5788 -2.33 -6.238 6.123 -0.3421 1.647
FCF margin -1.25% -5.36% -16.59% 15.23% -0.72% 3.11%
FCF Conversion (EBITDA) - - - 197.81% - 57%
FCF Conversion (Net income) - - - 177.62% - 87.88%
Dividend per Share 2 0.0800 - 0.0880 0.0924 0.0924 0.0601
Announcement Date 19-04-01 20-04-30 21-04-06 22-03-17 23-03-23 24-04-15
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - 3.08 - 0.7 1.18
Net Cash position 1 4.69 1.23 - 0.46 - -
Leverage (Debt/EBITDA) - - 4.281 x - 0.155 x 0.407 x
Free Cash Flow 1 -0.58 -2.33 -6.24 6.12 -0.34 1.65
ROE (net income / shareholders' equity) 16.7% 5.78% 12.3% 16.1% 9.91% 8.25%
ROA (Net income/ Total Assets) 2.21% -1.27% 0.37% 2.27% 3.43% 2.73%
Assets 1 124.6 -76.36 630.7 151.8 66.5 68.6
Book Value Per Share 2 1.460 1.470 1.660 1.860 1.960 1.920
Cash Flow per Share 2 0.5000 0.2200 0.2100 0.2800 0.1100 0.0900
Capex 1 2.54 0.9 0.16 0.4 0.35 0.34
Capex / Sales 5.49% 2.07% 0.43% 0.99% 0.74% 0.65%
Announcement Date 19-04-01 20-04-30 21-04-06 22-03-17 23-03-23 24-04-15
1USD in Million2USD
Estimates
  1. Stock Market
  2. Equities
  3. GUI Stock
  4. Financials Global United Insurance Company