Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an


           Off-Balance Sheet Arrangement of a Registrant.



On March 6, 2015, the Company, through a wholly-owned subsidiary (the "Borrower"), entered into a credit agreement (as amended from time to time and including the Fee Letter (as defined therein), the "Credit Agreement") with Wells Fargo Bank, National Association, as paying agent, various lenders from time to time party thereto and WE 2014-1, LLC, an affiliate of Waterfall Asset Management, LLC, as administrative agent and lender (the "Lender").

On December 28, 2021, the Company, through a wholly-owned subsidiary, executed Amendment No. 14 to the Credit Agreement. This Amendment increased the lender's Commitment to $57,500,000 from $47,500,000. No other significant changes were made to the Credit Agreement.

A copy of Amendment No. 14 to the Credit Agreement is filed with this report as Exhibit 10.1 and is hereby incorporated by reference herein. The foregoing description of Amendment No. 14 to the Credit Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the Credit Agreement.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits. The exhibit listed in the following Exhibit Index is filed as part of this current report.





Exhibit No.   Description

10.1            Amendment No. 14 to Credit Agreement, dated December 28, 2021, between
              FlexShopper 2, LLC and WE 2014-1, LLC.
104           Cover Page Interactive Data File (embedded within the Inline XBRL
              document);




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