ChoiceOne Financial Services Inc. reported unaudited earnings results for the fourth quarter and full year ended December 31, 2011. For the quarter, the company reported net interest income of $4,582,000 against $4,436,000 a year ago. Income before income tax was $1,355,000 against $801,000 a year ago. Net income was $1,019,000 or $0.31 per diluted share against $659,000 or $0.20 per diluted share a year ago. The increase in net income was due to higher net interest income, lower provisions for loan losses, and higher noninterest income. For the full year, the company reported net interest income of $17,922,000 against $16,995,000 a year ago. Income before income tax was $4,573,000 against $3,365,000 a year ago. Net income was $3,513,000 or $1.07 per diluted share against $2,711,000 or $0.83 per diluted share a year ago. Return on average assets (annualized) was 0.72% against 0.58% a year ago. Return on average equity (annualized) was 6.26% against 5.02% a year ago. For the fourth quarter of 2011, the company recorded net charge-offs were $521,000 compared to $1,112,000 a year ago.