C&F Financial Corporation announced unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2016. The company reported net income of $13.5 million for the year ended December 31, 2016, or $3.89 per common share assuming dilution, compared with $12.5 million, or $3.68 per common share assuming dilution, for the year ended December 31, 2015. For the year ended December 31, 2016, the Corporation’s return on average common equity (ROE) and return on average assets (ROA) were 9.90% and 0.96%, respectively, compared to 9.87% ROE and 0.92% ROA for the year ended December 31, 2015.  Net interest income-FTE was $82.484 million against $80.574 million a year ago. Net interest income FTE-adjusted was $82.484 million against $80.574 million a year ago. The corporation reported net income of $3.1 million for the fourth quarter of 2016, or $0.89 per common share assuming dilution, compared with $2.3 million, or $0.68 per common share assuming dilution, for the fourth quarter of 2015. For the fourth quarter of 2016, on an annualized basis, the Corporation’s ROE and ROA were 8.87% and 0.86%, respectively, compared to 7.07% and 0.67%, respectively, for the fourth quarter of 2015. Net interest income-FTE was $20.712 million against $20.435 million a year ago. Book value per common share was $40.50 against $38.12 a year ago. Net interest income FTE-adjusted was $20.712 million against $20.435 million a year ago.