BV Financial, Inc. reported un-audited consolidated financial results for the second quarter and six months ended December 31, 2012. For the quarter, the company reported net income of $196,000, or $0.08 per diluted share compared to net income of $163,000, or $0.07 per diluted share, for the quarter ended December 31, 2011. The company reported interest income of $1,529,000 compared to $1,645,000, net interest income of $1,287,000 compared to $1,326,000 and income before income taxes of $321,000 compared to $311,000 for the last year.

For the six months, the company reported, net income of $205,000, or $0.09 per diluted share compared to net income of $366,000, or $0.15 per diluted share, for the six months ended December 31, 2011. The decrease in income for the six months ended December 31, 2012 was attributed to a decrease in net interest income and non-interest income and an increase in non-interest expense. The company reported interest income of $3,142,000 compared to $3,328,000, net interest income of $2,631,000 compared to $2,683,000 and income before income taxes of $331,000 compared to $366,000 for the last year.