Bank OZK reported unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2018. For the quarter, the company reported total interest income of $292,069,000 against $249,100,000 a year ago. Net interest income was $228,382,000 against $214,831,000 a year ago. Income before taxes was 153,778,000 against $149,588,000 a year ago. Net income was $115,028,000 or $0.89 per basic and diluted share against $146,154,000 or $1.14 per basic and diluted share a year ago.

For the year, the company reported total interest income of $1,100,820,000 against $932,593,000 a year ago. Net interest income was $891,433,000 against $817,429,000 a year ago. Income before taxes was 554,058,000 against $580,523,000 a year ago. Net income was $417,081,000 or $3.24 per basic and diluted share against $421,937,000 or $3.36 per basic and diluted share a year ago.

For the quarter, the company reported net charge-offs of $3,207,000 against $1,943,000 a year ago.