American River Bankshares announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the company reported net interest income of $5,096,000 against $4,650,000 a year ago. Income before provision for income taxes was $2,109,000 against $1,790,000 a year ago. Net income was $1,457,000 or $0.20 basic and diluted per share against $1,196,000 or $0.15 basic and diluted per share a year ago. Return on average assets was 0.91% against 0.76% a year ago. Return on average equity was 6.71% against 5.33% a year ago. Return on average tangible equity was 8.28% against 6.52% a year ago.

For the year, the company reported net interest income of $20,007,000 against $18,797,000 a year ago. Income before provision for income taxes was $7,942,000 against $6,653,000 a year ago. Net income was $5,268,000 or $0.70 basic and diluted per share against $4,361,000 or $0.54 basic and diluted per share a year ago. Return on average assets was 0.85% against 0.72% a year ago. Return on average equity was 6.03% against 4.98% a year ago. Return on average tangible equity was 7.42% against 6.12% a year ago. Book value per share as on December 31, 2015 was $11.72 compared to $11.08 per share as at December 31, 2014.