Scheduled Banks’ Statement of Position in India as on Friday, December 31, 2021

�ेस �काशनीPRESS RELEASE

भारतीय �रज़व�ब�क
RESERVE BANK OF INDIA
वेबसाइट: www.rbi.org.in/hindi	संचारिवभाग, क� �ीयकायार्लय, एस.बी.एस.मागर्, फोटर्, मुंबई-400001
Website : www.rbi.org.in	Department of Communication, Central Office, S.B.S.Marg, Fort, Mumbai-400001
ई-मेल/email :[e-mail]	फोन/Phone: [phone]

					January 14, 2022
	Scheduled Banks' Statement of Position in India as on Friday, December 31, 2021
						(Amount in Crore of `)
		SCHEDULED COMMERCIAL BANKS	ALL SCHEDULED BANKS
		(Including RRBs and SFBs)
		01-Jan-21	17-DEC-2021 *	31-DEC-2021 *	01-Jan-21	17-DEC-2021 *	31-DEC-2021 *
I	LIABILITIES TO THE BKG.SYSTEM (A)
	a) Demand & Time deposits from bks.	207017.6	197035.32	186645.55	211773.03	201237.98	190887.46 **
	b) Borrowings from banks	42616.98	35175.49	37794.37	42672.53	35181.49	37811.37
	c) Other demand & time liabilities	16229.1	23654.42	25866.97	16562.27	23991.86	26198.31
II	LIABILITIES TO OTHERS (A)
	a) Deposits (other than from banks)	14726748.56	15867433.07	16241244.27	15148174.5	16286938.74	16669596.76
	i) Demand	1621624.94	1857984.47	2063432.93	1659005.92	1898332.59	2106510.92
	ii) Time	13105123.62	14009448.52	14177811.36	13489168.58	14388606.07	14563085.87
	b) Borrowings @	256395.34	270304.31	269976.05	260447.83	274602.67	274399.32
	c) Other demand & time liabilities	649995.76	622561.17	638088.11	661568.02	634148.16	651005.6
III	BORROWINGS FROM R.B.I. (B)	77140	94213.45	102488.93	77140	94213.45	102488.93
	Against usance bills and / or prom. Notes
IV	CASH	85590.73	92468.57	94196.14	87591.12	94854.76	96503.16
V	BALANCES WITH R.B.I. (B)	474192.63	693729.81	716432.27	487584.59	711688.15	734283.85
VI	ASSETS WITH BANKING SYSTEM
	a) Balances with other banks
	i) In current accounts	13294.68	15600.62	16267.2	15767.36	18171.61	19464.96
	ii) In other accounts	134853.08	146929.42	139759.08	168914.19	179370.26	173017.93
	b) Money at call & short notice	9159.16	11201.97	12357.7	33380.03	29839.91	32391.74
	c) Advances to banks (i.e. due from bks.)	20203.53	25055.4	29245.27	21295.17	25918.8	30879.05 £
	d) Other assets	27521.18	30786.86	30307.09	30878.62	33792.59	33541.2
VII	INVESTMENTS (At book value)	4480825.96	4600693.09	4607985.08	4613401.69	4744158.41	4752503.63
	a) Central & State Govt. securities+	4479847.02	4599330.13	4607115.71	4605660.09	4736552.2	4745436.46
	b) Other approved securities	978.94	1362.99	869.43	7741.6	7606.22	7067.24
VIII	BANK CREDIT (Excluding Inter Bank Advance)	10702596.47	11313933.19	11683413.28	11042857.18	11667418.55	12040302.71
	a) Loans, cash credits & Overdrafts $	10526257.69	11101980.5	11460918.7	10864510.79	11453245.89	11815567.83
	b) Inland Bills purchased	23293.39	30588.91	34289.58	23566.27	30602.52	34303.05
	c) Inland Bills discounted	104268.43	126734.23	134703.87	105172.52	128057.19	136035.81
	d) Foreign Bills purchased	18583.43	22460.54	20450.21	18873.22	22821.57	20869.12
	e) Foreign Bills discounted	30193.52	32168.96	33050.91	30734.38	32691.33	33526.88

2

NOTE

• Provisional figures incorporated in respect of such banks as have not been able to submit final figures.

1. Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.

• This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II
  (a).

@ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.

1. The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo/ Term Repo/MSF are reflected under "Borrowings from RBI".

• This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).

• Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.

$ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

Food Credit Outstanding as on

			(₹ in Crore)
Date	01-Jan-21	17-Dec-21	31-Dec-21
Scheduled Commercial Banks	92544.7	85580.1	88679.84
State Co-operative Banks	30400.34	35816.92	35816.92

The expression 'Banking System' or 'Banks' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight:136

Press Release: 2021-2022/1544	Ajit Prasad
Director (Communications)