Comunicato Stampa DIFFUSO A CURA DEL SERVIZIO SEGRETERIA PARTICOLARE

10 January 2014

MAIN ITEMS OF BANKS' BALANCE SHEETS (1)

12 MONTH PERCENTAGE CHANGES

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

LOANS

DEPOSITS AND B ONDS

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

Private sector

(2)

Households

Non-financial corporations

Private-sector deposits (2) (3)

Bonds

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

Private sector

(2)

Households

Non-financial corporations

Private-sector deposits (2) (3)

issued (4)

of which:held by bank s (5)

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

-0.9 -0.1 -2.8

-1.3 -0.3 -3.3

-0.8 -0.5 -2.0

-1.5 -0.6 -2.6

-1.3 -0.7 -2.5

-1.5 -0.8 -2.6

-2.2 -0.8 -3.5

-2.4 -1.0 -3.6

-3.0 -1.0 -4.1

-3.3 -1.1 -4.1

-3.5 -1.2 -4.6

-3.5 -1.1 -4.2

-3.7 -1.3 -4.9

-4.3 -1.5 -6.0

4.8 11.9 60.4

6.7 10.6 55.2

7.1 4.8 29.5

7.7 2.2 15.4

7.9 -0.8 8.3

7.1 -3.3 5.4

7.2 -3.1 7.5

7.1 -3.4 6.2

6.0 -4.2 3.4

5.9 -6.3 -1.0

6.6 -6.4 -2.3

3.6 -7.2 -4.3

5.4 -7.0 -4.4

6.1 -7.3 -5.6

FOOTNOTES
(1) Eurosystem harmonized definitions (see the Methodological Appendix of the "Money and Banking" Supplement to the Statistical Bulletin). The figures refer to the business of Italian banks with counterparties resident in Italy. The growth rates are calculated including loans not stated in banks' balance sheets because securitized and excluding changes in stocks not due to transactions (e.g. changes due to exchange rate variations, value adjustments and reclassifications). The figures for the last month are provisional. In addition to the monthly developments for the reference month, this press release incorporates revisions to the data for previous months. The related time-series are available on the Bank of Italy's website under Statistics/Statistical database (BIP on-line).
(2) In addition to households and non-financial corporations, the private sector includes insurance corporations, pension funds and the other financial institutions; transactions concluded with central counterparties are excluded.
(3) Includes overnight deposits, deposits with agreed maturity, deposits redeemable at notice and repos; deposits connected with securitizations are excluded.
(4) Nominal value. As of December 2011 the item includes bonds issued with a state guarantee under Decree Law 201/2011. (5) Market value. As of December 2011 the item includes bonds issued with a state guarantee under Decree Law 201/2011.

MAIN BANK INTEREST RATES (1)

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

LOANS (2)

DEPOSITS AND BONDS

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

HOUSEHOLDS

NON-FINANCIAL CORPORATIONS

Bonds issued in the period with initial rate fixation of over

1 year (5)

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

Consumer credit

(APRC)

Lending for house purchase (APRC)

Bank overdrafts

up to EUR 1 million (3)

over EUR 1 million (3)

Outstanding deposits (4)

of which: overnight deposits

Bonds issued in the period with initial rate fixation of over

1 year (5)

2012 Oct.

Nov. Dec.

2013 Jan.

Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov.

9.65 4.06 5.22 4.51 3.02

9.49 4.05 5.10 4.49 3.06

9.08 3.92 5.15 4.43 3.15

9.67 3.92 5.27 4.39 3.10

9.86 3.98 5.22 4.38 2.90

9.73 3.90 5.15 4.36 2.93

9.55 3.95 5.20 4.39 3.12

9.52 3.94 5.16 4.36 2.93

9.55 3.90 5.13 4.30 2.77

9.52 3.96 5.14 4.41 2.96

9.64 3.93 5.15 4.50 2.86

9.61 3.97 5.23 4.33 2.98

9.27 3.90 5.29 4.47 2.84

9.20 3.86 5.17 4.38 2.76

1.28 0.55 4.58

1.28 0.54 3.33

1.25 0.54 3.76

1.17 0.49 3.40

1.16 0.49 3.31

1.16 0.52 2.57

1.14 0.49 3.27

1.09 0.49 3.04

1.08 0.49 2.58

1.05 0.47 2.74

1.04 0.47 2.89

1.02 0.44 3.54

0.99 0.42 3.55

0.99 0.42 3.13

FOOTNOTES
(1) Eurosystem harmonized definitions (see the Methodological Appendix of the "Money and Banking" Supplement to the Statistical Bulletin). The figures refer to the business of Italian banks with counterparties resident in Italy and the rest of the euro area. The figures for the last month are provisional. In addition to the monthly developments for the reference month, this press release incorporates revisions to the data for previous months. The related time-series are available on the Bank of Italy's website under Statistics/Statistical database (BIP on-line).
(2) With the exception of bank overdrafts, the figures refer to transactions carried out in the reference period (new business). (3) Loans for individual amounts up to and over EUR 1 million other than bank overdrafts.
(4) Includes overnight deposits, deposits with agreed maturity, deposits redeemable at notice and repos.
(5) The item does not include interest rates on debt securities issued with a state guarantee under Decree Law 201/2011.

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