Stefan W. Hirche

LFS Advisory GmbH provides advisory and management consulting services. It specializes in banking and financial sector projects in developing and transition countries. The firms particular focus is on micro, small and medium enterprise (MSME) finance. The company was founded by Bernd Zattler in 1997 and is headquartered in Berlin, Germany.

Access Microfinance Holding AG (AccessHolding) is the commercial microfinance subsidiary of LFS Financial Systems GmbH headquartered in Germany. The firm, established in 2006 by an international group of private and public investors, aims to construct a network of microfinance institutions (MFIs) worldwide, providing their investee banks with growth capital, holding services and technical assistance. Located in Berlin, AccessHolding establishes new MFIs together with other partners, and transforms existing non-bank microlending institutions into full-service microfinance banks.

AccessBank Tanzania Ltd. provides commercial banking services. It offers current, saving, savings plan, and student accounts; fixed term deposits and money transfers; and micro and SME loans. The firm provides microfinance services to micro, small and medium-sized and the general lower and middle income clients. The company was founded in November 2007 and is headquartered in Dar es Salaam, Tanzania.

AccèsBanque Madagascar SA operates as a commercial microfinance bank. It provides loans for micro and small entrepreneurs that have been running their business for at least six months and that need an immediate financial input to further develop their activities. The company was founded in October 2006 and is headquartered in Antananarivo, Madagascar.

AccessBank Liberia Ltd. operates as a microfinance institution which provides commercial banking services. It offers account operations such as cash deposits, withdrawals and cheques are among the standard services. The firm also plans to introduce international money transfer and remittance services. The company was founded on January 20, 2009 and is headquartered in Monrovia, Liberia.

Incofin Investment Management Comm. VA (Incofin Investment) is an independent private equity firm headquartered in Antwerp, Belgium. It has additional offices in Colombia, Kenya, Cambodia, and India. The firm was founded by Loïc De Cannière in 2001.