Rui Carvalho

Universal Cover SA is a Portuguese company that provides a flexible benefits platform for hundreds of companies and thousands of employees. The company is based in Braga, Portugal, and has subsidiaries in Italy and Portugal. The platform allows companies to manage and award flexible benefits and insurance, reducing costs and maximizing employees' earnings. The company offers a 100%% digital compensation solution that is easy to use and has no extra costs, commissions, or ceiling limits. Universal Cover also provides a childhood check service with the best experience and lowest commission in the market, valid for children from 0 to 7 years old. It was founded in 2019 by Miguel Santo Amaro, Tiago Fernandes, Nuno Pinto, Luis Rocha, Rui Carvalho, and Miguel Santo Amaro has been the CEO since 2019.

Universal Cover SA is a Portuguese company that provides a flexible benefits platform for hundreds of companies and thousands of employees. The company is based in Braga, Portugal, and has subsidiaries in Italy and Portugal. The platform allows companies to manage and award flexible benefits and insurance, reducing costs and maximizing employees' earnings. The company offers a 100%% digital compensation solution that is easy to use and has no extra costs, commissions, or ceiling limits. Universal Cover also provides a childhood check service with the best experience and lowest commission in the market, valid for children from 0 to 7 years old. It was founded in 2019 by Miguel Santo Amaro, Tiago Fernandes, Nuno Pinto, Luis Rocha, Rui Carvalho, and Miguel Santo Amaro has been the CEO since 2019.

Universal Cover SA is a Portuguese company that provides a flexible benefits platform for hundreds of companies and thousands of employees. The company is based in Braga, Portugal, and has subsidiaries in Italy and Portugal. The platform allows companies to manage and award flexible benefits and insurance, reducing costs and maximizing employees' earnings. The company offers a 100%% digital compensation solution that is easy to use and has no extra costs, commissions, or ceiling limits. Universal Cover also provides a childhood check service with the best experience and lowest commission in the market, valid for children from 0 to 7 years old. It was founded in 2019 by Miguel Santo Amaro, Tiago Fernandes, Nuno Pinto, Luis Rocha, Rui Carvalho, and Miguel Santo Amaro has been the CEO since 2019.

Universal Cover SA is a Portuguese company that provides a flexible benefits platform for hundreds of companies and thousands of employees. The company is based in Braga, Portugal, and has subsidiaries in Italy and Portugal. The platform allows companies to manage and award flexible benefits and insurance, reducing costs and maximizing employees' earnings. The company offers a 100%% digital compensation solution that is easy to use and has no extra costs, commissions, or ceiling limits. Universal Cover also provides a childhood check service with the best experience and lowest commission in the market, valid for children from 0 to 7 years old. It was founded in 2019 by Miguel Santo Amaro, Tiago Fernandes, Nuno Pinto, Luis Rocha, Rui Carvalho, and Miguel Santo Amaro has been the CEO since 2019.