Paul Smith

eCommLink enables program managers and financial institutions to maximize revenue from their prepaid debit programs. Its flexible prepaid processing platform, innovative features and industry experience allow clients to create customized prepaid programs for their specific markets while ensuring quality, security and time to market. To accomplish this, eCommLink utilizes a multi-tiered technology approach. At its core is a secure, scalable processor fully dedicated to Prepaid that handles all card transactions and network communication. Built on top of this is the STAX framework, which enables clients to build custom programs based on their exact business and market requirements. Within its system, clients can select and define value added feature sets (i.e. bill pay, integrated third party benefits, savings purses, etc.), program delivery methods (physical, mobile and/or virtual), cardholder interactions, processes, reports, and administrative and access controls. By building within this framework, eCommLink.s clients can enter the card marketplace quickly and at a much lower cost than with traditional card programs. Today, eCommLink.s prepaid platform is the foundation for a multitude of prepaid debit solutions around the world, including solutions for PULSE EFT, Discover and other leading companies. They support the full array of prepaid debit card programs, including general spend, payroll, corporate, teen/family, travel, government and gift cards. eCommLink is a privately held company based in Las Vegas, Nevada where it employs 70 people with extensive experience in the payments industry.

WildCard Systems, Inc. provides electronic host based stored-value cards, virtual stored-value accounts, and internet payment products and services. It offers payroll cards, travel cards, cash cards, insurance cards, employee expense reimbursement and relocation cards, employee incentive and reward cards, corporate gift cards, membership cards, and virtual or physical promotional cards. The company was founded by Gary Palmer and Larry Park and is headquartered in Sunrise, FL.