Margaret A. Torres

Heritage Oaks Bancorp is a bank holding company, which through its subsidiary, Heritage Oaks Bank, it engages in the provision of community-oriented financial services. It offers traditional banking products, such as checking, savings, and certificates of deposit, as well as mortgage loans and commercial and consumer loans to small to medium-sized businesses and individuals. The company was founded in 1994 and is headquartered in Paso Robles, CA.

Heritage Oaks Bank is a state chartered commercial bank. The company is based in Paso Robles, CA.

Santa Lucia Bancorp is a holding company for Santa Lucia Bank. The bank offers a complete array of commercial bank products and services with an emphasis on customer relationships and personalized service. It provides commercial banking services, accepts various deposit products, including demand, savings and time deposits. It offers standard services as checking and savings accounts and credit cards. It also offers installment note collection, provides ATM and internet banking access, issues cashier's checks and money orders, sells travelers checks, and provides bank-by-mail, night depository, safe deposit boxes, and other customary banking services. The company was founded on April 3, 2006 and is headquartered in Atascadero, CA.

Santa Lucia Bank provides commercial banking services. It offers standard services such as savings accounts and credit cards. The firm also provides commercial mortgages and operating loans, which includes loans for the development or purchase of vineyards. The company was founded in 1985 and is headquartered in Atascadero, CA.

Pan Pacific Bank operates as a commercial bank. The company provides personal banking, client service and business banking. Its services include cash management, automatic transfers, courier service, direct deposit, online banking, online bill pay and wire service. Pan Pacific Bank was founded on July 18, 2005 and is headquartered in Fremont, CA.