José María Insenser Farré

Perlora Inversiones SICAV SA provides financial and investment services such as securities and properties. The company was established on June 28, 2000 and is headquartered in Madrid, Spain.

Knowledge Development for POF SL provides microelectronics communications solutions. Its products include home and SOHO such as KD10001, KD1002 and KD1100, industrial and automotive products such as KD1052 and KD1056/7. The company was founded by Carlos Pardo Vidal and Ruben Perez de Aranda on February 17, 2010 and is headquartered in Tres Cantos, Spain.

Banco Inversis Net SA provides banking and financial services. It offers savings and checking accounts, commercial loans, consumer loans, mortgage loans, foreign trade, and financing. The firm also offers internet banking, insurance, pension plans, annuities, credit card, and leasing services. The company was founded on November 13, 2001 and is headquartered in Madrid, Spain.

Part of Telefónica SA, Telefónica de España SA is a company based in Madrid, Spain. The Spanish company provides a program called ADR, which allows access to the American Depositary Receipts of Telefónica with a US certificate of the shares.

Segur Iberica SA is a holding company engaged in the provision of security and surveillance services. It offers security program consulting and planning, private protection personnel, event security, and explosive device transportation. It also provides security systems installation, operation, and maintenance, as well as professional training and certification. Its clients include businesses in the government, energy, telecommunications, and banking serctors. The company was founded in 1978 and is headquartered in Madrid, Spain.

Bankinter Foundation of Innovation The report focuses on drawing conclusions about the potential socioeconomic impact of the trend discussed, particularly as it affects Spain, in order to communicate pragmatic, down-to-earth knowledge to our target audience. The company is headquartered in Madrid, Spain.

Telefonica Moviles Espana SA provides mobile communication services. It operates under the trade name Movistar, offering a range of wireless services, including international roaming, and wireless Internet and data communication. The company has alliances with T-Mobile International, Telecom Italia Mobile, and Orange SA. Telefonica Moviles Espana was founded on February 14, 2000 and is headquartered in Madrid, Spain.

Part of Telefónica SA, Telefónica Investigación y Desarrollo SA is a company based in Madrid, Spain. The Spanish company engages in research and development of internet of things.

Ydilo Advanced Voice Solutions SA provides voice solutions using natural language recognition technologies. It engages in the management and automation of customer care business processes and value-added services, using the state-of-the-art technologies for mobile devices, speech recognition and multi-channel customer interaction analysis. It offers automated surreys, IVRs and voice portals, sales manager app and digital magazine products. The company’s products and solutions enable telecommunications operators, banks, public administration, contact centers and other large enterprises to automate their customer care and other business processes through any device. Ydilo Advanced Voice Solutions was founded by Domingo Jesús López Montesdeoca, Carrasco Francisco Fernandez, Nordstrom Arturo Lizon and Francisco Javier Álvarez Vara in 1999 and is headquartered in Las Rozas, Spain.

Part of Telefónica SA, Sudestecel Participações SA provides cellular telecommunications services.

Telefónica Internacional operates as a holding company with interests in the telecommunications industry. The firm is based in Madrid.