Johan Bo Ryer

Australia & New Zealand Banking Group Ltd. provides banking, financial products and services to retail, small business, corporate and institutional clients. It operates its business through the following segments: Australia Retail and Commercial; Institutional; New Zealand; Pacific; and Technology, Services and Operations and Group Centre. The Australia segment comprises the retail and corporate and commercial business units which provides products and services to consumer and private banking customers in Australia via the branch network, mortgage specialists, the contact centres, a variety of self-service channels and and third party brokers; and banking services including traditional relationship banking and financial solutions through managers focusing on privately owned small, medium, and large enterprises as well as the agricultural businesses. The Institutional segment refers to the transaction banking, loans and specialised finance and markets solutions. The New Zealand segment refers to the retail and commercial business units. The Pacific segment offers products and services to retail customers, small to medium-sized enterprises, institutional customers and governments located in the Pacific Islands. The Technology, Services and Operations, and Group Centre segment provides support to the operating divisions including technology, operations, shared services, property, risk management, financial management, strategy, marketing, human resources and corporate affairs; as well as group treasury, shareholder functions, enablement functions and minority investments in Asia. The company was founded in 1835 and is headquartered in Docklands, Australia.

Visa Europe Ltd. provides visa credit and debit cards. The company also provides commercial cards for government businesses. It also provides PIN, security and chip numbers for online shopping. The company is headquartered in London, the United Kingdom.

Part of KVD Singapore Pte Ltd., GE Money New Zealand is a New Zealander company that provides personal loans and other financing services. The company is based in Auckland, New Zealand.

Equifax Pty Ltd. provides business intelligence solutions. The company was founded in 1967 and is headquartered in North Sydney, Australia.

Part of Arthur J. Gallagher & Co., Arthur J. Gallagher & Co. (AUS) Ltd. is a full-service insurance broker and risk management advisor that works with businesses of all sizes, including some of the most iconic brands. The company is based in East Melbourne, Australia. Gallagher is one of the world's largest insurance brokerage, risk management, and employee benefits consulting firms. The Australian company's project framework ensures a robust and measurable process for improving leadership performance to deliver better business outcomes. Connect with Gallagher insurance experts to review and improve your workers' compensation program and current practices for your small business. Gallagher is also the endorsed broker of the Public Relations Institute of Australia, providing exclusive insurance solutions for members. Founded in 1927 by Arthur J. Gallagher, the CEO is J. Patrick Gallagher.

Part of Nexi SpA, Teller AS is a Norwegian company that provides payment solutions to merchants, enabling them to accept credit card payments. The CEO of the company is Peter Wirén.

Global Collect Services BV provides electronic payment services. Its services include payment processing, invoice management, payout services, card fraud prevention, bank fraud prevention, and currency services. The company offers customized solutions for customer non-present businesses such as travel, ticketing, telecommunications, retail, publishing, and digital content. Global Collect Services is headquartered in Hoofddorp, the Netherlands.

Part of Banks & Acquirers International Holding SAS, Fujian Landi Commercial Equipment Co., Ltd. develops, manufactures, distributes, and services ATM machines, electronic railway ticket machines, and other commercial equipment. The company is based in Fuzhou, China. Fujian Landi Commercial Equipment Co. was acquired by Ingenico Group SA from Smartview Resources Ltd. on June 25, 2008 for $17.05 million.

Bambora Group AB owns and manages real estate properties. The company was founded on April 14, 2014 and is headquartered in Stockholm, Sweden.

Bambora Top Holding AB owns and manages real estate properties. The company was founded on April 14, 2014 and is headquartered in Stockholm, Sweden.

Part of Global Payments, Inc., PAYONE GmbH & Co. KG is a German company that provides online payment services. The company is based in Kiel, Germany. PAYONE was acquired by Global Payments sro from Deutscher Sparkassen-und Giroverband eV on November 02, 2021.

National Insurance Brokers Association of Australia is a nonprofit company headquartered in North Sydney, Australia, that provides insurance brokerage services.

AFC Group designs, manufactures and integrates fibre optic communication solutions. The company offers leading edge, quality products but theirfocus is on providing innovative and integrated solutions for a variety of applications, environments and industries. AFC Group was founded in 1992 out of the desire to provide more than just a product. The cost have added technical expertise and excellent customer service and have since become the fibre optic specialist in the communications industry. Innovation and expertise Innovation and product development is at the core of the company’s business. The company constantly improve and enhance their product range, always looking for a better solution. Customer’s organization may have very different fibre optic needs from another. That is why they can produce a wide range of customized solutions for them. The company operate their own high tech manufacturing facility in Melbourne which means that theycan respond quickly and keep turnaround times short. With nearly two decades of experience, the company had got extensive technical knowledge and fibre optic expertise - crucial for getting your job done right. How they’re different The company is passionate about everything they do - from the products and integrated solutions they provide to caring for their customers, staff and suppliers. The company believe in supporting the people they do business with by building mutually beneficial relationships. For them this means sharing their extensive knowledge and providing exceptional professional service. AFC is proudly Australian owned and with their ‘can-do’ culture they always strive to go the extra mile. The company got customers covered Their head office is located in Melbourne but they operate both nationally and internationally. They have offices and warehouses in Melbourne, Sydney, Brisbane and Perth, and facilities in Dubai. Their warehouses carry a large range of stock, but more importantly they provide customers with professional local service and support. All this means they can quickly and efficiently deliver the fibre optic products and solutions customer need, when they want them.

Hotelbeds Group SL provides traveling services. The firm operates through the following business units: bed bank, transfer, activity bank, destination management, and new ventures. Its brands include Hotelbeds, Destination Services, and Intercruises. The company was founded in 2001 and is headquartered in Palma de Mallorca, Spain.

Panthera Finance Pty Ltd. provides debt ledger acquisition and debt collection services, as well as offers financing solutions. The company is headquartered in Toowong, Australia.

Junior Achievement Europe engages in providing education programmes for entrepreneurship, work readiness and financial literacy. The company was founded in 2001 and is headquartered in Brussels, Belgium.

Worldline Payone Holding GmbH develops and provides payment processing technology and solutions. The company is based in Ratingen, Germany and has subsidiaries in Germany. The CEO of the German company is Ottmar Bloching.

Australian Retail Credit Association is a private company headquartered in Melbourne, Australia, that operates as an association for organizations involved in the disclosure, exchange and application of data for credit management.

PF BidCo Pty Ltd. provides fast, flexible, and hassle-free finance solutions to create growth and peace of mind for their partners and clients. PF BidCo is based in Sydney, AU, and was founded in 1992. The Australian company offers finance solutions with a purpose to achieve financial flexibility, create opportunities, and increase affordability. The private company also pays insurance premiums upfront on behalf of their clients, enabling them to enjoy simple monthly installments. With an impressive amount of collective industry experience, their friendly, national team of experts is always ready to assist and provide personal service. Daniel Gronert has been the CEO of the company since 2021.

Entersekt commercializes mobile and online banking and online shopping solutions. Its solutions include online banking authentication, mobile banking authentication, mobile application authentication, and card not present authentication. The company is headquartered in Stellenbosch, South Africa.