Joaquim M. da Cruz Caria

THB Group Ltd. provides both insurance and reinsurance broking services. The company also provides risk management and underwriting services to wholesale and retail clients. It operates through the following divisions: Thompson Heath & Bond Ltd., THB UK Ltd. and THB International Holdings Ltd. The Thompson Heath & Bond Ltd. division comprises both insurance and reinsurance divisions, which between them arrange cover for risks relating to businesses, professionals and individuals in the UK, U.S. and around the world. The THB UK Ltd. division delivers fleet risk management services, online risk assessment and e-learning in the area of health & safety. The THB International Holdings Ltd. division comprises overseas businesses. The company was founded by Victor Herbert Thompson in 1968 and is headquartered in London, the United Kingdom.