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Cardinal Bankshares Corp. operates as a bank holding company of Bank of Floyd. It serves retail customers and small businesses with a range of banking services through personal, online, and mobile devices. The company was founded on March 12, 1996 and is headquartered in Floyd, VA.

Bank of Floyd offers the financial products that customers want and the superior service that they deserve. The bank is a financial institution which is committed in providing services that will make their customers life a whole lot easier. It offers variety of ways to handle their financial transactions, from personal checking to the most competitive of investment products. Bank of Floyd is an independent bank that believes in the value of community banking. It is their privilege to serve and support area businesses and family, friends and neighbors not only in Floyd, but also throughout Carroll County and the Roanoke and New River Valleys. It cares about the communities it serves. In addition to serving their market areas with their financial products and services, it also strives to be a good neighbor and active partner with schools and civic groups. The bank's mission is to be the Financial Institution of choice in their market area. Their team is comprised of experienced staff members that are ready to give personal and professional services to its customers.

Community Bank operates as State chartered commercial bank. The firm offers business banking and mortgage services. The company was founded in 1905 and is headquartered in Forest, MS.