Gabriel Foguel

Fitch Ratings, Inc. is a global rating agency and investment research firm headquartered in New York City. The firm was founded by John Knowles in 1913 as Fitch Publishing Co. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. Fitch Ratings seeks to provide independent and prospective credit opinions, research and data to the world's credit markets. Their approach is based on a foundation of local market experience that covers capital markets in over 150 countries. The firm's ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. Fitch Ratings provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Berkshire Hathaway Guard Insurance Co. (Invt Port) (Berkshire Hathaway GUARD-IP) is the investment portfolio division of Berkshire Hathaway Guard Insurance Co., an insurance company headquartered in Wilkes-Barre, Pennsylvania. The firm is a subsidiary of National Indemnity Co., which is owned by Berkshire Hathaway, Inc. (NYSE: BRK). They provide a wide variety of property and casualty insurance solutions. Berkshire Hathaway GUARD-IP manages the insurance portfolio.

Habitat for Humanity New York City is a non profit organization which engages in the building and preserving affordable homes for families in need. Its projects include Dean Street Residences, Single Family Homes, and Critical Home Repair in Staten Island. The organization was founded in 1984 and is headquartered in New York, NY.