Anton Igorevich Klekovkin

Bank Otkritie Financial Corp. PJSC engages in the provision of commercial activities, trading with securities, foreign currencies and derivative instruments, and providing loans and guarantees. It operates through the following segments: Corporate; Small businesses; and Retail banking; Investment Activities and Other Assets Management; and Unallocated Amounts. The Corporate banking segment provides banking services to large and medium-sized corporate customers. The Small businesses banking segment provides banking services to small businesses and individual entrepreneurs. The Retail banking segment provides banking services to individual customers, affluent and wealthy individuals. The Investment Activities and Other Assets Management includes trading products with fixed income and equity products, foreign exchange, precious metals and derivatives on such products, operations on monetary markets, operations under repurchase agreements, brokerage services and asset management and other investment banking services. The Unallocated amounts segment balances income and expense items not allocated to any of the segments in the internal management reporting systems. The company was founded on May 12, 1992 and is headquartered in Moscow, Russia.

Interros Holding Co. CJSC (IH) is the industrial holding and investment subsidiary of Vladimir Potanin's Cyprus-based Interros International Investments Ltd. The group's companies operate as independent business entities throughout Russia, Europe, Asia and North America. Based in Moscow, IH specializes in private equity investing, and provides strategic planning and management consulting services. The firm originated as a foreign trade association in 1990 when the state monopoly on foreign trade ended. As foreign trade developed, several related structures were established, in particular MFK (International Financial Company) in 1992 and the Unexim Bank in 1993. By 1994 the Interros group was actively acquiring and reorganizing industrial companies. In 1998 the group was restructured and in 2000 began private equity investing. Between 2003 and 2007 the firm had established a strategic alliance with the US-based insurance group AIG-American International Group, Inc. (NYSE: AIG), focusing on private equity investments.