Market Closed -
Nyse
16:00:01 2024-05-01 EDT
|
5-day change
|
1st Jan Change
|
51.87
USD
|
+2.31%
|
|
-0.19%
|
+14.71%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
6,015
|
4,672
|
5,023
|
8,163
|
8,820
|
9,955
|
-
|
-
|
Enterprise Value (EV)
1 |
6,015
|
7,821
|
8,391
|
11,473
|
8,820
|
9,955
|
9,955
|
9,955
|
P/E ratio
|
5.56
x
|
5.9
x
|
6.11
x
|
6.31
x
|
6.96
x
|
6.58
x
|
6.18
x
|
5.64
x
|
Yield
|
3.74%
|
4.97%
|
4.76%
|
3.07%
|
-
|
2.97%
|
3.27%
|
3.75%
|
Capitalization / Revenue
|
0.5
x
|
0.39
x
|
0.42
x
|
0.68
x
|
0.71
x
|
0.77
x
|
0.74
x
|
0.71
x
|
EV / Revenue
|
0.5
x
|
0.39
x
|
0.42
x
|
0.68
x
|
0.71
x
|
0.77
x
|
0.74
x
|
0.71
x
|
EV / EBITDA
|
3,553,160
x
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
3.93
x
|
-
|
-
|
9.05
x
|
7.66
x
|
-
|
FCF Yield
|
-
|
-
|
25.4%
|
-
|
-
|
11%
|
13.1%
|
-
|
Price to Book
|
0.59
x
|
0.43
x
|
0.44
x
|
0.88
x
|
0.91
x
|
0.9
x
|
0.82
x
|
0.74
x
|
Nbr of stocks (in thousands)
|
206,268
|
203,662
|
204,453
|
198,941
|
195,046
|
191,922
|
-
|
-
|
Reference price
2 |
29.16
|
22.94
|
24.57
|
41.03
|
45.22
|
51.87
|
51.87
|
51.87
|
Announcement Date
|
20-02-04
|
21-02-04
|
22-02-01
|
23-01-31
|
24-01-30
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
12,022
|
11,963
|
11,937
|
12,007
|
12,422
|
12,951
|
13,453
|
13,927
|
EBITDA
|
1,693
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,583
|
1,443
|
1,302
|
1,744
|
2,127
|
2,163
|
2,112
|
-
|
Operating Margin
|
13.16%
|
12.06%
|
10.9%
|
14.53%
|
17.12%
|
16.7%
|
15.7%
|
-
|
Earnings before Tax (EBT)
1 |
1,382
|
-
|
-
|
-
|
1,640
|
1,942
|
1,978
|
2,019
|
Net income
1 |
1,100
|
793
|
824.2
|
1,314
|
1,284
|
1,507
|
1,522
|
1,582
|
Net margin
|
9.15%
|
6.63%
|
6.9%
|
10.95%
|
10.33%
|
11.64%
|
11.31%
|
11.36%
|
EPS
2 |
5.240
|
3.890
|
4.020
|
6.500
|
6.500
|
7.884
|
8.392
|
9.193
|
Free Cash Flow
1 |
-
|
-
|
1,277
|
-
|
-
|
1,100
|
1,300
|
-
|
FCF margin
|
-
|
-
|
10.7%
|
-
|
-
|
8.49%
|
9.66%
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
154.96%
|
-
|
-
|
72.99%
|
85.44%
|
-
|
Dividend per Share
2 |
1.090
|
1.140
|
1.170
|
1.260
|
-
|
1.539
|
1.697
|
1.944
|
Announcement Date
|
20-02-04
|
21-02-04
|
22-02-01
|
23-01-31
|
24-01-30
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
2,970
|
2,988
|
2,996
|
3,045
|
2,966
|
2,999
|
3,036
|
3,111
|
3,124
|
3,151
|
3,202
|
3,238
|
3,255
|
3,280
|
3,317
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
305.7
|
270.7
|
389.5
|
511.2
|
428
|
416.8
|
517.4
|
567.3
|
538.8
|
503.3
|
563.6
|
531
|
535
|
535
|
-
|
Operating Margin
|
10.29%
|
9.06%
|
13%
|
16.79%
|
14.43%
|
13.9%
|
17.04%
|
18.23%
|
17.25%
|
15.97%
|
17.61%
|
16.4%
|
16.44%
|
16.31%
|
-
|
Earnings before Tax (EBT)
1 |
409.9
|
191.7
|
312.1
|
443.1
|
515.3
|
360.9
|
451.3
|
498.4
|
261.7
|
428.7
|
495.7
|
487
|
483
|
488
|
492
|
Net income
1 |
328.6
|
159.7
|
253.5
|
370.4
|
410.7
|
279.6
|
358.3
|
392.9
|
202
|
330.6
|
395.2
|
379.8
|
381.4
|
377.1
|
387.6
|
Net margin
|
11.06%
|
5.35%
|
8.46%
|
12.16%
|
13.85%
|
9.32%
|
11.8%
|
12.63%
|
6.47%
|
10.49%
|
12.34%
|
11.73%
|
11.72%
|
11.5%
|
11.69%
|
EPS
2 |
1.600
|
0.7800
|
1.250
|
1.830
|
2.040
|
1.390
|
1.800
|
1.980
|
1.020
|
1.690
|
2.040
|
1.952
|
2.004
|
2.010
|
2.099
|
Dividend per Share
2 |
0.3000
|
0.2950
|
0.3000
|
0.3000
|
0.3300
|
0.3300
|
0.3300
|
0.3300
|
0.3650
|
-
|
0.3660
|
0.3725
|
0.3986
|
0.3800
|
0.4308
|
Announcement Date
|
21-11-02
|
22-02-01
|
22-05-05
|
22-08-02
|
22-11-01
|
23-01-31
|
23-05-02
|
23-08-01
|
23-10-31
|
24-01-30
|
24-04-30
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
3,149
|
3,367
|
3,311
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
1,277
|
-
|
-
|
1,100
|
1,300
|
-
|
ROE (net income / shareholders' equity)
|
12.3%
|
9.65%
|
7.99%
|
12.2%
|
16.5%
|
11.6%
|
11.3%
|
10.7%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
49.10
|
53.40
|
56.40
|
46.50
|
49.90
|
57.80
|
63.00
|
70.60
|
Cash Flow per Share
|
-
|
2.930
|
6.770
|
7.170
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
20-02-04
|
21-02-04
|
22-02-01
|
23-01-31
|
24-01-30
|
-
|
-
|
-
|
Last Close Price
51.87
USD Average target price
58.6
USD Spread / Average Target +12.97% Consensus |
1st Jan change
|
Capi.
|
---|
| +14.71% | 9.96B | | +9.87% | 76.23B | | +8.69% | 51.26B | | +2.51% | 48.66B | | +10.78% | 42.45B | | +8.28% | 40.33B | | +20.39% | 37.96B | | +3.08% | 29.99B | | -7.02% | 27.63B | | -20.54% | 24.13B |
Other Life & Health Insurance
|